| Revenue growth | 26% YoY Consolidated |
|---|---|
| Margins | Insurance Combined Ratio improved 30 bps to 102.7% |
| Demand visibility | Strong retail health insurance growth of 45% |
Growth
Revenue grew 26% YoY. Care Health GWP rose 37% to Rs. 3,247 Cr. Broking PAT grew 65% to Rs. 7.5 Cr.
Outlook
Planned Rs. 250 Cr capital infusion for RHDFCL; scaling up MSME lending in RFL; digital-first transformation across all business verticals.
Risks
Consolidated PAT loss of Rs. 46.9 Cr; RBI communication regarding demerger requires further clarifications; Housing finance GNPA at 4.4%.
Last quarter's promises, checked
Delivered
- Guided Care GWP growth > industry → delivered 37% vs 20% industry (= BEAT)
- Guided RFL to be debt-free → delivered RFL balance sheet entirely debt-free (= BEAT)
- Guided Care combined ratio improvement → delivered 101.4% vs 102.6% prev (= BEAT)
Partly delivered
- Guided demerger scheme implementation → delivered RBI request for further clarifications (= PARTIAL)
Missed
- Guided Care PBT INR 539 Cr (FY26) → delivered Q1 FY27 consolidated loss INR 46.9 Cr (= MISS)
Investor Presentation filed with BSE, NSE: RELIGARE. Summary written with AI assistance from the document.
Religare Enterprises Ltd: key numbers
- Share price
- ₹242.27
- Market cap
- ₹8,352 Cr
- Revenue (annual)
- ₹8,459 Cr
- Net profit (annual)
- ₹85.96 Cr
- P/E (TTM)
- 360.0×Sector 22.0×
- Promoter holding
- 30.56%+0.29% QoQ
- FII holding
- 9.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Religare Enterprises Ltd
All →Religare Enterprises Annual General Meeting
Religare Enterprises Limited held its 42nd Annual General Meeting on September 24, 2026, where members adopted financial statements and approved the re-designation of Mr. Arjun Lamba.
Religare Enterprises Debt & Borrowing: ₹100 Cr
Religare Enterprises' subsidiary, Care Health Insurance Limited, has allotted non-convertible debentures aggregating to ₹100 Crore. These securities will be listed on the NSE.
- Value
- ₹100.0 Cr
Religare Enterprises Other Announcement
Religare Enterprises Limited has approved the continuation of Mr. Rajender Mohan Malla as the Non-Executive Chairperson for the quarter ending December 31, 2026.
Religare Enterprises Earnings Call Transcript: Key Takeaways
Religare Q1FY27 shows strategic focus on core segments. Consolidated revenue grew 26% YoY to ₹2,358 Cr, though PAT remains negative at ₹46.9 Cr due to reporting standard transitions and investment modes.
Religare Enterprises Q1 FY27 Results: Net Loss of ₹9.6 Cr, Loss Widens
Religare Enterprises Ltd reported revenue from operations of ₹2.5 Cr (+1150.0% YoY) and a net loss of ₹9.6 Cr for Q1 FY27.
- Key figure
- Net loss ₹9.6 Cr
Religare Enterprises Q1 FY27 Results: Net Loss of ₹47 Cr
Religare Enterprises Ltd reported revenue from operations of ₹2,353 Cr (+25.7% YoY) and a net loss of ₹47 Cr for Q1 FY27.
- Key figure
- Net loss ₹47 Cr