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Earnings Call

Religare Enterprises Earnings Call: Key Takeaways

Religare Enterprises reported FY26 consolidated total income of ₹8,493cr and PAT of ₹73.16cr. Management is restructuring via demerger into two listed entities: Health Insurance and Financial Services.

Highlights
Revenue growth14.7% consolidated growth for FY26.
MarginsCare Health combined ratio improved 120bps to 101.4% (Ind AS).
Order bookAUM crossed ₹10,000cr for Care Health.
Demand visibilityStrong tailwinds in retail health insurance and affordable housing finance.
Management confidenceHigh; transitioning from recovery to rebuilding phase with new leadership.

Growth

FY26 Revenue grew 14.7% YoY (₹8,493cr vs ₹7,405cr). Care Health Insurance GWP grew 24% to ₹11,417cr.

Outlook

Planned capital infusion of ₹1,500cr. Care Health targets 18-24% growth and 100% combined ratio in 2 years.

Risks

Geopolitical impacts caused ₹64cr mark-to-market equity losses; regulatory compliance for promoter shareholding in insurance remains a focus.

Source

Earnings Call filed with BSE, NSE: RELIGARE. Summary written with AI assistance from the document.

Read the document ↗

Religare Enterprises Ltd: key numbers

Share price
₹242.27
Market cap
₹8,352 Cr
Revenue (annual)
₹8,459 Cr
Net profit (annual)
₹85.96 Cr
P/E (TTM)
360.0×Sector 22.0×
Promoter holding
30.56%+0.29% QoQ
FII holding
9.64%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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17:42 IST NSE
Annual General Meeting

Religare Enterprises Annual General Meeting

Religare Enterprises Limited held its 42nd Annual General Meeting on September 24, 2026, where members adopted financial statements and approved the re-designation of Mr. Arjun Lamba.

18:18 IST NSE
Debt & Borrowing

Religare Enterprises Debt & Borrowing: ₹100 Cr

Religare Enterprises' subsidiary, Care Health Insurance Limited, has allotted non-convertible debentures aggregating to ₹100 Crore. These securities will be listed on the NSE.

Value
₹100.0 Cr
15:08 IST BSE
Other Announcement

Religare Enterprises Other Announcement

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