ALFA Finder| Management target | Revenue FY27 |
|---|
| Revenue growth | 86% YoY income growth in Q1 FY27. |
|---|---|
| Margins | Targeting 10-12% annualized NIM on MSME portfolio. |
| Demand visibility | Strong demand in Tier 2 cities for MSME financing. |
| Management confidence | High, targeting significant AUM scaling and lower borrowing costs. |
Growth
AUM grew to ₹345 Cr from ₹261 Cr in March 2026. Q1 PAT reached ₹7 Cr.
Outlook
FY27 revenue target of ₹75 Cr+ and PAT of ₹25-30 Cr. Aiming for ₹3,000 Cr AUM by FY30.
Risks
Competition from larger NBFCs and banks; managing NPA in unsecured digital lending books.
Last quarter's promises, checked
Delivered
- AUM growth momentum → delivered ₹345 Cr from ₹261 Cr (= BEAT)
- Shift to secured MSME (target 75-80%) → delivered 44% QoQ growth (= BEAT)
- Launch digital initiatives → delivered 'Cash My Salary' platform (= BEAT)
Partly delivered
- Cost of funds target 11-12% → delivered 13-14% range (= PARTIAL)
Earnings Call Transcript filed with BSE, NSE: REGENCY. Summary written with AI assistance from the document.
Regency Fincorp Ltd: key numbers
- Share price
- ₹64.67
- Market cap
- ₹475.6 Cr
- Revenue (annual)
- ₹34.46 Cr
- Net profit (annual)
- ₹13.42 Cr
- P/E (TTM)
- 20.7×Sector 21.0×
- Promoter holding
- 21.44%+0.01% QoQ
- FII holding
- 1.46%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Regency Fincorp Ltd
All →Regency Fincorp Debt & Borrowing: ₹0.36 Cr
Regency Fincorp Limited paid Rs.0.36 Crore monthly interest on its 14% secured NCDs due 12 November 2026. A Rs.119 payment to one debenture holder was held back due to a banking data mismatch.
- Value
- ₹0.36 Cr
Regency Fincorp Employee Stock Options
Regency Fincorp instituted ESOP 2026, granting a pool of 1 crore employee stock options. Each option converts into one equity share at a market-linked exercise price.
- Execution
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Regency Fincorp Annual General Meeting
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- Value
- ₹312.1 Cr
Regency Fincorp Annual General Meeting
Regency Fincorp held its second EGM on November 11, 2026 via video conferencing. Five resolutions covered authorised capital, preferential issues, warrants and ESOPs, with voting results to follow.
Regency Fincorp Debt & Borrowing: ₹0.66 Cr
Regency Fincorp paid Rs 0.66 Crore interest on Rs 65 Crore secured NCDs on 9 November 2026. One holder's Rs 15,287 was unpaid, lacking an IFSC.
- Value
- ₹0.66 Cr
Regency Fincorp Convertible Warrants
Regency Fincorp received BSE listing approval for 28,12,120 shares issued to non-promoters on warrant conversion. Trading approval awaits depository credit and further exchange filings.