| Revenue growth | Total Income up 85% YoY to ₹40.05 Cr. |
|---|---|
| Margins | NIMs improved to 10.26% from 7.41% YoY. |
| Demand visibility | Strong MSME credit gap identified at ₹18.3 lakh crore. |
| Management confidence | High; targeting aggressive AUM growth and ₹500 Cr net-worth by FY30. |
Growth
Total Income grew 85% YoY to ₹40.05 Cr; PAT jumped 170% YoY to ₹13.42 Cr; AUM increased 45% to ₹261 Cr.
Outlook
Targeting ₹3,000 Cr AUM by FY30; planning expansion to 50+ branches and ₹500 Cr AUM by FY27.
Risks
Asset quality slightly moderated with GNPA at 0.99% vs 0.42% YoY; rising Debt/Equity ratio at 1.05x.
Earnings Call filed with BSE, NSE: REGENCY. Summary written with AI assistance from the document.
Regency Fincorp Ltd: key numbers
- Share price
- ₹45.17
- Market cap
- ₹332.2 Cr
- Revenue (annual)
- ₹34.46 Cr
- Net profit (annual)
- ₹13.42 Cr
- P/E (TTM)
- 19.2×Sector 22.0×
- Promoter holding
- 21.43%-2.31% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Regency Fincorp Ltd
All →Regency Fincorp Debt & Borrowing
Regency Fincorp Limited has received listing approval from BSE for its privately placed Non-Convertible Debentures on the Debt Market Segment.
Regency Fincorp Debt & Borrowing: ₹1.89 Cr
Regency Fincorp paid Rs.1.89 Crore as interest on its non-convertible debentures for the period ending September 2026.
- Value
- ₹1.89 Cr
Regency Fincorp Debt & Borrowing: ₹10 Cr
Regency Fincorp Ltd redeemed Rs. 10.00 Crore of its debt securities via partial face value redemption. This disclosure confirms the payment status.
- Value
- ₹10.00 Cr
Regency Fincorp Debt & Borrowing: ₹0.48 Cr
Regency Fincorp paid interest on its rated secured NCDs, though a minor payment discrepancy occurred due to banking detail mismatches for two holders.
- Value
- ₹0.48 Cr
Regency Fincorp Debt & Borrowing: ₹3.5 Cr
Regency Fincorp Ltd board approved the issuance of 350 secured, listed, non-convertible debentures aggregating to ₹3.50 Crore on a private placement basis.
- Value
- ₹3.50 Cr
- Execution
- 18 months
Regency Fincorp Debt & Borrowing: ₹50 Cr
Regency Fincorp allotted 50,000 NCDs totaling ₹50 Crore to three investors via private placement. The 12% secured NCDs carry a 15-month tenor maturing December 2027.
- Value
- ₹50.00 Cr