ALFA Finder| Revenue growth | Total Income up 85% YoY to ₹40.05 Cr. |
|---|---|
| Margins | NIMs improved to 10.26% from 7.41% YoY. |
| Demand visibility | Strong MSME credit gap identified at ₹18.3 lakh crore. |
| Management confidence | High; targeting aggressive AUM growth and ₹500 Cr net-worth by FY30. |
Growth
Total Income grew 85% YoY to ₹40.05 Cr; PAT jumped 170% YoY to ₹13.42 Cr; AUM increased 45% to ₹261 Cr.
Outlook
Targeting ₹3,000 Cr AUM by FY30; planning expansion to 50+ branches and ₹500 Cr AUM by FY27.
Risks
Asset quality slightly moderated with GNPA at 0.99% vs 0.42% YoY; rising Debt/Equity ratio at 1.05x.
Earnings Call filed with BSE, NSE: REGENCY. Summary written with AI assistance from the document.
Regency Fincorp Ltd: key numbers
- Share price
- ₹65.50
- Market cap
- ₹481.8 Cr
- Revenue (annual)
- ₹34.46 Cr
- Net profit (annual)
- ₹13.42 Cr
- P/E (TTM)
- 21.0×Sector 20.8×
- Promoter holding
- 21.44%+0.01% QoQ
- FII holding
- 1.46%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Regency Fincorp Ltd
All →Regency Fincorp Employee Stock Options
Regency Fincorp instituted ESOP 2026, granting a pool of 1 crore employee stock options. Each option converts into one equity share at a market-linked exercise price.
- Execution
- Exercise period of up to 10 years from each vesting date
Regency Fincorp Annual General Meeting
Regency Fincorp's EGM approved preferential issues of equity and warrants aggregating about Rs 312 Crore. It also approved an ESOP 2026 scheme and raised authorised capital.
- Value
- ₹312.1 Cr
Regency Fincorp Annual General Meeting
Regency Fincorp held its second EGM on November 11, 2026 via video conferencing. Five resolutions covered authorised capital, preferential issues, warrants and ESOPs, with voting results to follow.
Regency Fincorp Debt & Borrowing: ₹0.66 Cr
Regency Fincorp paid Rs 0.66 Crore interest on Rs 65 Crore secured NCDs on 9 November 2026. One holder's Rs 15,287 was unpaid, lacking an IFSC.
- Value
- ₹0.66 Cr
Regency Fincorp Convertible Warrants
Regency Fincorp received BSE listing approval for 28,12,120 shares issued to non-promoters on warrant conversion. Trading approval awaits depository credit and further exchange filings.
Regency Fincorp Debt & Borrowing: ₹100 Cr
Regency Fincorp corrected its NCD private placement size from 75,000 to 1,00,000 units. The revised aggregate issue amount is ₹100 Crore with a 15-month tenure.
- Value
- ₹100.0 Cr