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Investor Presentation

RBL Bank Investor Presentation: Key Takeaways

RBL Bank reported Q1 FY27 results following a 60% majority stake acquisition by Emirates NBD. The bank is now a subsidiary of Emirates NBD with significantly strengthened capital and credit ratings.

Highlights
MarginsNet Interest Margin at 4.13% for Q1 FY27.
Order bookAdvances reached USD 12.3bn as of June 30, 2026.
Demand visibilityStrong credit expansion headroom in Indian retail market.
Management confidenceHigh following capital infusion and promoter change.

Growth

Net Profit for Q1 FY27 reached USD 34m, up from USD 28m in Q1 FY26. Total Assets grew to USD 19.7bn.

Outlook

Targeting carbon-neutral operations by FY2034. Management aim for business transformation over the next 2-3 years leveraging Emirates NBD's global network.

Risks

CASA ratio declined to 29.2% from 33.6% YoY. Market expectations for 'higher for longer' interest rates persist.

Source

Investor Presentation filed with BSE, NSE: RBLBANK. Summary written with AI assistance from the document.

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RBL Bank Ltd: key numbers

Share price
₹415.05
Market cap
₹64,401 Cr
Revenue (annual)
₹14,337 Cr
Net profit (annual)
₹879.0 Cr
P/E (TTM)
71.6×Sector 22.0×
Promoter holding
60.00%
FII holding
8.77%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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RBL Bank informed exchanges about a potential nationwide bank strike on September 11, 2026. The strike is industry-wide and not specific to the bank.

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