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Earnings Call

RBL Bank Earnings Call: Key Takeaways

RBL Bank reports Q1 FY27 results following a major transaction where Emirates NBD acquired a 60% stake. Performance highlights include stable margins and improved capital position.

Highlights
MarginsNIM at 4.13% vs 4.50% YoY.
Demand visibilityAdvances grew 23% YoY; Wholesale up 38%.

Growth

Net profit grew 27% YoY to Rs. 2.54 bn; NII rose 12% YoY to Rs. 16.54 bn.

Outlook

Focus on cross-border synergies with ENBD; amalgamation of ENBD's India branches is pending final regulatory approval.

Risks

Asset quality reflects slippages in credit card and personal loan segments; NIM compressed slightly to 4.13%.

Source

Earnings Call filed with NSE, NSE: RBLBANK. Summary written with AI assistance from the document.

Read the document ↗

RBL Bank Ltd: key numbers

Share price
₹415.05
Market cap
₹64,401 Cr
Revenue (annual)
₹14,337 Cr
Net profit (annual)
₹879.0 Cr
P/E (TTM)
71.6×Sector 22.0×
Promoter holding
60.00%
FII holding
8.77%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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