ALFA Finder| Revenue growth | 120% growth in Q1FY27 compared to FY26 average. |
|---|---|
| Margins | EBITDA margin at 32.1%; PAT margin at 20.4% for Q1FY27. |
| Demand visibility | Significant; ₹1.8 lakh Cr unmet demand in short-term salaried credit. |
| Management confidence | High; cited decisive transformation and first consistently profitable scaled year. |
Growth
Q1FY27 revenue grew 120% YoY to ₹21.31 Cr; PAT rose 66% to ₹4.35 Cr. Disbursals hit ₹43.99 Cr.
Outlook
Targeting ₹4.2 lakh Cr short-term credit market; expanding reach beyond 6700 pin codes and 500 cities.
Risks
Structural gap in formal credit access; reliance on digital infrastructure and high collection efficiency requirements.
Investor Presentation filed with BSE, NSE: RLFL. Summary written with AI assistance from the document.
Raama Finance Ltd: key numbers
- Share price
- ₹8.93
- Market cap
- ₹72.48 Cr
- Revenue (annual)
- ₹12.06 Cr
- Net profit (annual)
- ₹3.24 Cr
- P/E (TTM)
- 9.8×Sector 20.8×
- Promoter holding
- 49.06%-5.87% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Raama Finance Ltd
All →Raama Finance Board Meeting Date
Raama Finance will hold a board meeting on 14 November 2026 to consider unaudited standalone results for the quarter and half year ended September 2026. The agenda also includes a statement of deviation and variation.
Raama Finance Product Launch
Raama Finance launched 'Rupya Lelo', a digital lending platform offering instant personal loans, on October 6, 2026. The product is available only in India, and no loan amount or financial figure is disclosed.
Raama Finance Other Announcement
Raama Finance appointed M/s. Kumar Gaurav & Co. as statutory auditor for three months effective October 29, 2026. The routine appointment carries no financial impact.
Raama Finance Convertible Warrants
Raama Finance approved conversion of 1,01,50,000 preferential warrants into equity shares, raising ₹4.87 Crore. The Board also appointed new statutory auditors in casual vacancy.
- Value
- ₹4.87 Cr
Raama Finance Other Announcement
The company submitted its quarterly shareholding pattern under SEBI Regulation 31 for the period ended September 30, 2026.
Raama Finance Management Change
Raama Finance Limited informed the exchange about the resignation of its Statutory Auditor, M/s. Goyal Nagpal and Co., effective from October 06, 2026.