| Revenue growth | 120% growth in Q1FY27 compared to FY26 average. |
|---|---|
| Margins | EBITDA margin at 32.1%; PAT margin at 20.4% for Q1FY27. |
| Demand visibility | Significant; ₹1.8 lakh Cr unmet demand in short-term salaried credit. |
| Management confidence | High; cited decisive transformation and first consistently profitable scaled year. |
Growth
Q1FY27 revenue grew 120% YoY to ₹21.31 Cr; PAT rose 66% to ₹4.35 Cr. Disbursals hit ₹43.99 Cr.
Outlook
Targeting ₹4.2 lakh Cr short-term credit market; expanding reach beyond 6700 pin codes and 500 cities.
Risks
Structural gap in formal credit access; reliance on digital infrastructure and high collection efficiency requirements.
Investor Presentation filed with BSE, NSE: RLFL. Summary written with AI assistance from the document.
Raama Finance Ltd: key numbers
- Share price
- ₹14.95
- Market cap
- ₹121.3 Cr
- Revenue (annual)
- ₹12.06 Cr
- Net profit (annual)
- ₹3.24 Cr
- P/E (TTM)
- 16.4×Sector 22.0×
- Promoter holding
- 54.93%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Raama Finance Ltd
All →Raama Finance Capital Structure Change
Raama Finance approved allotting 97 lakh equity shares (₹4.66 Cr) upon warrant conversion and 4,610 NCDs (₹4.61 Cr). The Board also reorganized management.
- Value
- ₹9.27 Cr
Raama Finance Management Change
Raama Finance Limited has appointed Mr. Jitendar Prasad as its new Chief Executive Officer, effective September 22, 2026.
Raama Finance Debt & Borrowing: ₹5 Cr
Raama Finance approved issuance of ₹5 Crore NCDs (18-month, 20% PA) via private placement. The board also appointed Mr. Jitendar Prasad as CEO effective September 22, 2026.
- Value
- ₹5.00 Cr
- Execution
- 18 months
Raama Finance Board Meeting Date
Raama Finance Limited will hold a board meeting on 22 September 2026 to discuss fund raising and other business matters.
Raama Finance Board Meeting Date
Raama Finance will hold a board meeting on September 22, 2026, to consider the proposed issuance and allotment of NCDs worth ₹5 Crore.
- Value
- ₹5.00 Cr
Raama Finance Annual Report
Raama Finance submitted its Annual Report for FY 2025-26, which includes the notice for the 33rd Annual General Meeting scheduled for September 30, 2026.