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Investor Presentation

Purple Finance Investor Presentation: Key Takeaways

Purple Finance is a digitally-enabled MSME lender focused on underserved micro-enterprises. As of June 2026, it reported ₹312Cr cumulative disbursements and ₹278Cr AUM with a 1.89% Gross NPA.

Highlights
MarginsLoans priced at 18% to 24% ROI.
Demand visibilityStrong; addressing $289B unmet MSME credit gap.
Management confidenceHigh; 130+ years cumulative founder experience driving expansion.

Growth

AUM reached ₹278Cr and disbursements ₹312Cr by June 2026. 4700+ customers served since October 2022 launch.

Outlook

Aspirations to transition into a Small Finance Bank; scaling presence across 7 states and 46 branches.

Risks

High exposure to micro-enterprises with turnover under ₹1Cr; credit quality in tier-3/4 cities remains key monitorable.

Source

Investor Presentation filed with BSE, BSE: 544191. Summary written with AI assistance from the document.

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Purple Finance Ltd: key numbers

Share price
₹71.36
Market cap
₹550.5 Cr
Revenue (annual)
₹47.65 Cr
Net profit (annual)
₹-6.44 Cr
P/E (TTM)
-452.8×Sector 22.0×
Promoter holding
34.16%+9.70% QoQ
FII holding
0.74%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Purple Finance Ltd

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15:17 IST BSE
Debt & Borrowing

Purple Finance Debt & Borrowing: ₹0.17 Cr

Purple Finance Limited successfully paid a monthly interest of ₹0.17 Crore on its non-convertible debentures. The payment was made on September 25, 2026, ahead of the scheduled due date.

Value
₹0.17 Cr
19:02 IST BSE
Capital Structure Change

Purple Finance Capital Structure Change

Purple Finance Limited allotted 99,99,952 equity shares via preferential issue at ₹72 per share, raising approximately ₹72 Crore. This increases the total paid-up share capital.

Value
₹72.00 Cr
18:54 IST BSE
Acquisition

Purple Finance Acquisition Worth ₹87.5 Cr

Purple Finance acquires Saksham Gram Credit as a wholly-owned subsidiary via share swap and purchases an NPA portfolio. The total transaction consideration is Rs 87.50 Crore.

Value
₹87.50 Cr
15:08 IST BSE
Debt & Borrowing

Purple Finance Debt & Borrowing: ₹15 Cr

Purple Finance's Finance Committee approved issuance of ₹15 Crore NCDs via private placement. The committee also approved sale of up to ₹20 Crore loan portfolio.

Value
₹15.00 Cr
Execution
30 months 8 days
11:08 IST BSE
Capital Structure Change

Purple Finance Capital Structure Change

Intellect Money Finvest, a promoter, converted 55,00,000 preferential warrants into Purple Finance equity shares. The conversion lifts its holding to 1,00,00,000 shares (15.52%).

20:08 IST BSE
Promoter Reclassification

Purple Finance Promoter Reclassification

Purple Finance Ltd's shareholding pattern confirms the reclassification of Mr. Sandeep Jindal and PAC as Promoter following the completion of their open offer.