ALFA Finder| Margins | Targeting high ROI loans between 18% to 24%. |
|---|---|
| Demand visibility | Large unmet MSME credit gap of $289B cited. |
| Management confidence | High focus on tech-enabled 'soft approval' in under 5 hours. |
Growth
AUM at ₹255Cr; Disbursements of ₹281Cr since inception; 11,500+ lives impacted; Gross NPA maintained at 1.48%.
Outlook
Aspiration to become a Small Finance Bank; ongoing footprint expansion across 46 branches and 300 districts.
Risks
Exposure to underserved MSME segments and unsecured-style yields (18-24% ROI) with potential credit cycle sensitivity.
Earnings Call filed with BSE, BSE: 544191. Summary written with AI assistance from the document.
Purple Finance Ltd: key numbers
- Share price
- ₹69.79
- Market cap
- ₹538.4 Cr
- Revenue (annual)
- ₹47.65 Cr
- Net profit (annual)
- ₹-6.44 Cr
- P/E (TTM)
- -218.0×Sector 21.0×
- Promoter holding
- 35.56%+11.10% QoQ
- FII holding
- 0.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Purple Finance Ltd
All →Purple Finance Credit Rating
Purple Finance received India Ratings' IND BBB-/Stable assignment on new NCDs and bank loans, and affirmation on existing ones. The rating covers NCDs of Rs 300 Crore and bank facilities of Rs 200 Crore.
Purple Finance Debt & Borrowing: ₹0.17 Cr
Purple Finance paid Rs.0.17 Crore monthly interest on its 12.25% NCDs (series 1225PFL28) on November 12, 2026. The payment was made on the due date.
- Value
- ₹0.17 Cr
Purple Finance Debt & Borrowing: ₹0.19 Cr
Purple Finance paid Rs.18.58 lakh interest on ISIN INE0CYK07046 NCDs on the due date, November 5, 2026. Interest was paid on time, with no delay reported.
- Value
- ₹0.19 Cr
Purple Finance Debt & Borrowing: ₹0.2 Cr
Purple Finance paid Rs.20.21 lakh interest on its secured NCDs on the due date, 5 November 2026. The Regulation 57 certificate confirms timely payment to debt holders.
- Value
- ₹0.20 Cr
Purple Finance Debt & Borrowing: ₹25 Cr
Purple Finance's finance committee approved issuing up to 25,000 senior secured NCDs aggregating ₹25 Crore on a private placement basis. The debentures carry an 11.50% coupon and a 30-month tenure.
- Value
- ₹25.00 Cr
- Execution
- 30 months from deemed date of allotment
Purple Finance Board Meeting Date
Purple Finance has intimated a Finance Committee meeting on 4 November 2026 to consider fund raising through equity, preference shares, warrants or debentures. No amount is stated.