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Earnings Call

Purple Finance Earnings Call: Key Takeaways

Purple Finance is an MSME-focused lender transition toward a Small Finance Bank. Significant traction reported with ₹281Cr disbursements and ₹255Cr AUM as of March 2026.

Highlights
MarginsTargeting high ROI loans between 18% to 24%.
Demand visibilityLarge unmet MSME credit gap of $289B cited.
Management confidenceHigh focus on tech-enabled 'soft approval' in under 5 hours.

Growth

AUM at ₹255Cr; Disbursements of ₹281Cr since inception; 11,500+ lives impacted; Gross NPA maintained at 1.48%.

Outlook

Aspiration to become a Small Finance Bank; ongoing footprint expansion across 46 branches and 300 districts.

Risks

Exposure to underserved MSME segments and unsecured-style yields (18-24% ROI) with potential credit cycle sensitivity.

Source

Earnings Call filed with BSE, BSE: 544191. Summary written with AI assistance from the document.

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Purple Finance Ltd: key numbers

Share price
₹71.36
Market cap
₹550.5 Cr
Revenue (annual)
₹47.65 Cr
Net profit (annual)
₹-6.44 Cr
P/E (TTM)
-452.8×Sector 22.0×
Promoter holding
34.16%+9.70% QoQ
FII holding
0.74%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Purple Finance Ltd

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15:17 IST BSE
Debt & Borrowing

Purple Finance Debt & Borrowing: ₹0.17 Cr

Purple Finance Limited successfully paid a monthly interest of ₹0.17 Crore on its non-convertible debentures. The payment was made on September 25, 2026, ahead of the scheduled due date.

Value
₹0.17 Cr
19:02 IST BSE
Capital Structure Change

Purple Finance Capital Structure Change

Purple Finance Limited allotted 99,99,952 equity shares via preferential issue at ₹72 per share, raising approximately ₹72 Crore. This increases the total paid-up share capital.

Value
₹72.00 Cr
18:54 IST BSE
Acquisition

Purple Finance Acquisition Worth ₹87.5 Cr

Purple Finance acquires Saksham Gram Credit as a wholly-owned subsidiary via share swap and purchases an NPA portfolio. The total transaction consideration is Rs 87.50 Crore.

Value
₹87.50 Cr
15:08 IST BSE
Debt & Borrowing

Purple Finance Debt & Borrowing: ₹15 Cr

Purple Finance's Finance Committee approved issuance of ₹15 Crore NCDs via private placement. The committee also approved sale of up to ₹20 Crore loan portfolio.

Value
₹15.00 Cr
Execution
30 months 8 days
11:08 IST BSE
Capital Structure Change

Purple Finance Capital Structure Change

Intellect Money Finvest, a promoter, converted 55,00,000 preferential warrants into Purple Finance equity shares. The conversion lifts its holding to 1,00,00,000 shares (15.52%).

20:08 IST BSE
Promoter Reclassification

Purple Finance Promoter Reclassification

Purple Finance Ltd's shareholding pattern confirms the reclassification of Mr. Sandeep Jindal and PAC as Promoter following the completion of their open offer.