ALFA Finder| Revenue growth | Interest Income grew 5.3% YoY for FY26. |
|---|---|
| Margins | FY26 NIM at 2.70% (Domestic) vs 3.08% in FY25. |
| Demand visibility | Strong growth in RAM advances (12.1% YoY). |
Growth
Global Business grew 10.7% YoY to ₹29,69,685 Cr; Global Advances increased 12.7% and Deposits grew 9.2%.
Outlook
Focus on RAM segment (56.6% share) and digital transformation via Project PALASH 3.0; maintaining CRAR at 17.74%.
Risks
Slight QoQ compression in NIM (Domestic) from 2.65% to 2.61%; CASA share moderated slightly to 37%.
Earnings Call filed with NSE, NSE: PNB. Summary written with AI assistance from the document.
Punjab National Bank: key numbers
- Share price
- ₹138.35
- Market cap
- ₹1,59,005 Cr
- Revenue (annual)
- ₹1,30,772 Cr
- Net profit (annual)
- ₹18,393 Cr
- P/E (TTM)
- 7.0×Sector 20.8×
- Promoter holding
- 70.08%+0.00% QoQ
- FII holding
- 6.66%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Punjab National Bank
All →Punjab National Bank Debt & Borrowing: ₹106.5 Cr
Punjab National Bank paid Rs.106.50 Crore interest on its 7.10% Basel III Tier II bonds on 11 November 2026, on the due date. The payment settles an existing debt obligation with no delay.
- Value
- ₹106.5 Cr
Punjab National Bank Legal & Regulatory
Punjab National Bank was levied a monetary penalty of Rs.1.25 lakh by RBI for currency chest non-compliance. Impact is limited to the penalty amount itself.
- Value
- ₹0.01 Cr
Punjab National Bank Debt & Borrowing
PNB set 16 November 2026 as the record date for interest on Basel III Tier-II Bond Series XXV (7.89%), payable 1 December 2026. Routine debt servicing.
Punjab National Bank Other Announcement
Punjab National Bank revised its MCLR across tenors, effective 1 November 2026, with rises of 10 basis points. RLLR and Base Rate remain unchanged.
Punjab National Bank Legal & Regulatory
PNB disclosed an RBI monetary penalty of Rs 1.57 Crore for non-compliance with currency chest guidelines. The financial impact is limited to the penalty amount.
- Value
- ₹1.57 Cr
Punjab National Bank Results Correction
Punjab National Bank re-submitted its unchanged September 2026 quarter and half-year results in machine-readable format. No figures, disclosures or other information were modified from the earlier filing.