| Revenue growth | FY26 Total Income ₹518 Cr vs ₹638 Cr FY25. |
|---|---|
| Margins | FY26 NIM (Stage 1 & 2) improved to 4.49%. |
| Order book | Sanctions at 3-year high of ₹3,448 Cr in FY26. |
| Demand visibility | Strong pipeline from private corporates; 90% of fresh proposals. |
| Management confidence | Stated FY26 is a clear inflection point for growth. |
Growth
FY26 PAT grew 47% YoY to ₹319 Cr; disbursements hit 3-year high at ₹1,235 Cr.
Outlook
FY27 strategy focuses on building risk-optimized granular portfolios and shifting towards project financing.
Risks
CRISIL rating remains at A (Negative); reliance on infrastructure cycle and legacy asset quality.
Earnings Call filed with BSE, NSE: PFS. Summary written with AI assistance from the document.
PTC India Financial Services Ltd: key numbers
- Share price
- ₹26.37
- Market cap
- ₹1,694 Cr
- Revenue (annual)
- ₹514.6 Cr
- Net profit (annual)
- ₹319.4 Cr
- P/E (TTM)
- 7.6×Sector 22.0×
- Promoter holding
- 64.99%+0.00% QoQ
- FII holding
- 2.03%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PTC India Financial Services Ltd
All →PTC India Financial Services Annual General Meeting
PTC India Financial Services Ltd concluded its 20th Annual General Meeting on September 24, 2026. Shareholders considered the adoption of FY 2025-26 financial statements and director re-appointments.
PTC India Financial Services Investor Presentation: Key Takeaways
PTC India Financial Services reported Q1 FY27 PAT of ₹40.24 Cr on Total Income of ₹103.31 Cr. The firm is transitioning to a balanced lending portfolio across Private, PSU, and Government entities.
PTC India Financial Services Q1 FY27 Results: Net Profit ₹40.2 Cr, Down 70.6% YoY
PTC India Financial Services Ltd reported revenue from operations of ₹103.3 Cr (-27.2% YoY) and net profit of ₹40.2 Cr (-70.6% YoY) for Q1 FY27.
- Key figure
- Net profit ₹40.2 Cr · -70.6% YoY
PTC India Financial Services Earnings Call: Key Takeaways
PFS reported strong FY26 performance with PAT rising 47% to ₹319 Cr. Management is pivoting towards a higher-quality, granular private-sector loan book with focus on renewable energy and data centers.
PTC India Financial Services Earnings Call: Key Takeaways
PFS reported FY26 PAT of ₹319 Cr (+47% YoY) with Total Income at ₹518 Cr. Strategy shifted towards private sector lending and granular infrastructure segments.
PTC India Financial Services Q4 FY26 Results: Net Profit ₹45.5 Cr, Down 21.8% YoY
PTC India Financial Services Ltd reported revenue from operations of ₹119.1 Cr (-22.2% YoY) and net profit of ₹45.5 Cr (-21.8% YoY) for Q4 FY26.
- Key figure
- Net profit ₹45.5 Cr · -21.8% YoY