| Margins | NIM improved to 4.49% for FY26 from 4.25% in FY25. |
|---|---|
| Order book | Sanctions at 3-year high of ₹3,448 Cr in FY26. |
| Demand visibility | Strong: Over 90% of fresh proposals sourced from private sector. |
| Management confidence | High: Transitioned 73% of Gross Stage III book out in FY26. |
Growth
FY26 PAT grew 47% YoY; disbursements reached a 3-year high of ₹1,235 Cr; AUM stands at ₹3,292 Cr.
Outlook
FY27 focus on granular, risk-optimized portfolios, sunshine infrastructure, and project financing while diversifying resources and maintaining liquidity.
Risks
Credit rating remains at CRISIL A (Negative); high concentration in renewable and distribution sectors (55% of AUM).
Earnings Call filed with NSE, NSE: PFS. Summary written with AI assistance from the document.
PTC India Financial Services Ltd: key numbers
- Share price
- ₹26.37
- Market cap
- ₹1,694 Cr
- Revenue (annual)
- ₹514.6 Cr
- Net profit (annual)
- ₹319.4 Cr
- P/E (TTM)
- 7.6×Sector 22.0×
- Promoter holding
- 64.99%+0.00% QoQ
- FII holding
- 2.03%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PTC India Financial Services Ltd
All →PTC India Financial Services Annual General Meeting
PTC India Financial Services Ltd concluded its 20th Annual General Meeting on September 24, 2026. Shareholders considered the adoption of FY 2025-26 financial statements and director re-appointments.
PTC India Financial Services Investor Presentation: Key Takeaways
PTC India Financial Services reported Q1 FY27 PAT of ₹40.24 Cr on Total Income of ₹103.31 Cr. The firm is transitioning to a balanced lending portfolio across Private, PSU, and Government entities.
PTC India Financial Services Q1 FY27 Results: Net Profit ₹40.2 Cr, Down 70.6% YoY
PTC India Financial Services Ltd reported revenue from operations of ₹103.3 Cr (-27.2% YoY) and net profit of ₹40.2 Cr (-70.6% YoY) for Q1 FY27.
- Key figure
- Net profit ₹40.2 Cr · -70.6% YoY
PTC India Financial Services Earnings Call: Key Takeaways
PFS reported strong FY26 performance with PAT rising 47% to ₹319 Cr. Management is pivoting towards a higher-quality, granular private-sector loan book with focus on renewable energy and data centers.
PTC India Financial Services Earnings Call: Key Takeaways
PFS reported Q4 FY26 PAT of ₹46 Cr and annual FY26 PAT of ₹319 Cr. Strategy is shifting toward granular private sector project financing and sustainable infrastructure.
PTC India Financial Services Q4 FY26 Results: Net Profit ₹45.5 Cr, Down 21.8% YoY
PTC India Financial Services Ltd reported revenue from operations of ₹119.1 Cr (-22.2% YoY) and net profit of ₹45.5 Cr (-21.8% YoY) for Q4 FY26.
- Key figure
- Net profit ₹45.5 Cr · -21.8% YoY