| Margins | NIM improved to 4.49% for FY26 from 4.25% in FY25. |
|---|---|
| Order book | Sanctions at 3-year high of ₹3,448 Cr in FY26. |
| Demand visibility | Strong: Over 90% of fresh proposals sourced from private sector. |
| Management confidence | High: Transitioned 73% of Gross Stage III book out in FY26. |
Growth
FY26 PAT grew 47% YoY; disbursements reached a 3-year high of ₹1,235 Cr; AUM stands at ₹3,292 Cr.
Outlook
FY27 focus on granular, risk-optimized portfolios, sunshine infrastructure, and project financing while diversifying resources and maintaining liquidity.
Risks
Credit rating remains at CRISIL A (Negative); high concentration in renewable and distribution sectors (55% of AUM).
Earnings Call filed with NSE, NSE: PFS. Summary written with AI assistance from the document.
PTC India Financial Services Ltd: key numbers
- Share price
- ₹25.93
- Market cap
- ₹1,665 Cr
- Revenue (annual)
- ₹514.6 Cr
- Net profit (annual)
- ₹319.4 Cr
- P/E (TTM)
- 9.3×Sector 20.8×
- Promoter holding
- 64.99%+0.00% QoQ
- FII holding
- 1.56%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PTC India Financial Services Ltd
All →PTC India Financial Services Other Announcement
PTC India Financial Services Ltd has announced a change in the corporate office address of its Registrar and Share Transfer Agent, KFin Technologies Limited. The office will move to Kokapet, Telangana, effective December 1, 2026.
PTC India Financial Services Earnings Call Transcript: Key Takeaways
PFS returns to growth after 10 quarters of contraction, hitting multi-year highs in sanctions.
PTC India Financial Services Results Update
PTC India Financial Services released Q2 and H1 FY27 highlights showing loan sanctions and disbursements at multi-year highs, but lower total income and sharply reduced return ratios. The press release carries no full results statement.
PTC India Financial Services Investor Presentation: Key Takeaways
Q2 FY27 PAT ₹44 Cr (down 50% YoY) on total income ₹114 Cr; loan assets flat at ₹3,684 Cr; sanctions at an 8-year high.
PTC India Financial Services Q2 FY27 Results: Net Profit ₹44 Cr, Down 50.1% YoY
PTC India Financial Services Ltd reported revenue from operations of ₹110.2 Cr (-16.4% YoY) and net profit of ₹44 Cr (-50.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹44 Cr · -50.1% YoY
PTC India Financial Services Annual General Meeting
PTC India Financial Services issued a Postal Ballot Notice seeking member approval to extend Shri Rajiv Malhotra's tenure as MD & CEO (Additional Charge) by one year from December 2026. The extension carries no remuneration and will be voted via remote e-voting.