| Revenue growth | NII grew 78.5% YoY; full-year NII up 49%. |
|---|---|
| Margins | NIM expanded 43bps QoQ to 9.05%; ROA moved to 1.81%. |
| Demand visibility | High; robust demand in consumer durables, gold, and MSME sectors. |
| Management confidence | Strong; MD cited Q4 as a significant inflection point. |
Growth
PAT grew 70% QoQ to ₹255cr; full-year PAT at ₹542cr. NII rose 78.5% YoY to ₹1,276cr.
Outlook
Guided AUM growth of 35-40%; targeted Opex-to-AUM reduction; planned expansion of digital loan conversions via AI.
Risks
Potential geopolitical instability affecting asset quality and minor quarterly Opex-to-AUM fluctuations during branch expansion phases.
Earnings Call filed with BSE, NSE: POONAWALLA. Summary written with AI assistance from the document.
Poonawalla Fincorp Ltd: key numbers
- Share price
- ₹461.55
- Market cap
- ₹40,644 Cr
- Revenue (annual)
- ₹6,790 Cr
- Net profit (annual)
- ₹541.8 Cr
- P/E (TTM)
- 51.6×Sector 22.0×
- Promoter holding
- 59.02%-4.91% QoQ
- FII holding
- 10.96%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Poonawalla Fincorp Ltd
All →Poonawalla Fincorp Debt & Borrowing
Poonawalla Fincorp Limited has fixed monthly record dates and payment schedules for interest on its debentures (ISIN: INE511C07706). Payments are scheduled from October 2026 through April 2027.
Poonawalla Fincorp Debt & Borrowing: ₹109.3 Cr
Poonawalla Fincorp confirmed timely interest payment on Non-Convertible Debentures (ISIN: INE511C07912) amounting to ₹109.35 Crore.
- Value
- ₹109.3 Cr
Poonawalla Fincorp Employee Stock Options
Poonawalla Fincorp Limited allotted 25,992 equity shares to its employees under the Employee Stock Option Scheme, increasing its total paid-up share capital.
Poonawalla Fincorp Debt & Borrowing
Poonawalla Fincorp allotted non-convertible debt securities under a reissue of forfeited shares and fund-raising issue. The board approved the allotment on 16 September 2026.
Poonawalla Fincorp Debt & Borrowing: ₹850 Cr
Poonawalla Fincorp allotted ₹850 Crore of secured NCDs across two series (E1 Re-Issuance I and F1 FY26-27). The proceeds fund its debt capital structure under Reg 30/51 disclosure.
- Value
- ₹850.0 Cr
Poonawalla Fincorp Debt & Borrowing: ₹35.48 Cr
Poonawalla Fincorp paid Rs.35.48 Crore interest on NCDs on September 15, 2026, following a business day convention. No delay occurred in the payment.
- Value
- ₹35.48 Cr