ALFA Finder| Revenue growth | NII grew 78.5% YoY; full-year NII up 49%. |
|---|---|
| Margins | NIM expanded 43bps QoQ to 9.05%; ROA moved to 1.81%. |
| Demand visibility | High; robust demand in consumer durables, gold, and MSME sectors. |
| Management confidence | Strong; MD cited Q4 as a significant inflection point. |
Growth
PAT grew 70% QoQ to ₹255cr; full-year PAT at ₹542cr. NII rose 78.5% YoY to ₹1,276cr.
Outlook
Guided AUM growth of 35-40%; targeted Opex-to-AUM reduction; planned expansion of digital loan conversions via AI.
Risks
Potential geopolitical instability affecting asset quality and minor quarterly Opex-to-AUM fluctuations during branch expansion phases.
Earnings Call filed with BSE, NSE: POONAWALLA. Summary written with AI assistance from the document.
Poonawalla Fincorp Ltd: key numbers
- Share price
- ₹485.95
- Market cap
- ₹42,794 Cr
- Revenue (annual)
- ₹6,790 Cr
- Net profit (annual)
- ₹541.8 Cr
- P/E (TTM)
- 39.4×Sector 20.8×
- Promoter holding
- 59.01%-0.01% QoQ
- FII holding
- 11.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Poonawalla Fincorp Ltd
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Poonawalla Fincorp paid Rs.36.62 Crore interest on its NCDs (ISIN INE511C07839) on the due date of November 7, 2026. The payment was made on time, with no delay reported.
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Poonawalla Fincorp Debt & Borrowing: ₹0.02 Cr
Poonawalla Fincorp made a timely Rs 0.02 Crore interest payment on NCDs due 6 November 2026. The Regulation 57 filing confirms the payment was made on time.
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Poonawalla Fincorp fully redeemed its Rs 10 Crore NCDs on 02 November 2026 and paid interest on time. Interest paid was Rs 39,130, net of TDS.
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- ₹10.00 Cr
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Poonawalla Fincorp allotted 30,773 equity shares under its employee stock option schemes on 31 October 2026. The shares rank pari passu with existing equity.
Poonawalla Fincorp Debt & Borrowing: ₹0.72 Cr
Poonawalla Fincorp paid interest of about Rs 0.72 Crore on its NCDs (ISIN INE511C07961) on 31 October 2026, on time. This is a Regulation 57 certificate confirming a routine debt servicing payment.
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- ₹0.72 Cr
Poonawalla Fincorp Debt & Borrowing: ₹73.95 Cr
Poonawalla Fincorp paid timely interest of Rs 73.95 Crore on its NCDs due October 31, 2026. Payment covers the annual coupon on the Rs 1,000 Crore issue.
- Value
- ₹73.95 Cr