| Revenue growth | NII grew 78.5% YoY to ₹1,276 Cr. |
|---|---|
| Margins | NIM included in NII growth; Cost to Income improved to 45.6%. |
| Demand visibility | Strong traction in new products like Gold and Personal loans. |
| Management confidence | High; aiming for 35-40% AUM CAGR. |
Growth
AUM grew 69.4% YoY; NII up 78.5% YoY; PAT surged 69.6% QoQ to ₹255 Cr.
Outlook
Aspiration for 5-6x AUM growth over next 5 years; target 35-40% AUM CAGR; scaling consumer durables.
Risks
Asset quality monitoring (GNPA 1.44%) and potential interest rate volatility are ongoing considerations.
Earnings Call filed with NSE, NSE: POONAWALLA. Summary written with AI assistance from the document.
Poonawalla Fincorp Ltd: key numbers
- Share price
- ₹485.95
- Market cap
- ₹42,794 Cr
- Revenue (annual)
- ₹6,790 Cr
- Net profit (annual)
- ₹541.8 Cr
- P/E (TTM)
- 39.4×Sector 20.8×
- Promoter holding
- 59.01%-0.01% QoQ
- FII holding
- 11.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Poonawalla Fincorp Ltd
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Poonawalla Fincorp paid interest of about Rs 0.72 Crore on its NCDs (ISIN INE511C07961) on 31 October 2026, on time. This is a Regulation 57 certificate confirming a routine debt servicing payment.
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Poonawalla Fincorp Debt & Borrowing: ₹73.95 Cr
Poonawalla Fincorp paid timely interest of Rs 73.95 Crore on its NCDs due October 31, 2026. Payment covers the annual coupon on the Rs 1,000 Crore issue.
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