| Revenue growth | Loan book +19% YoY; AUM +17% YoY |
|---|---|
| Margins | NIM 3.67% flat YoY, +17 bps QoQ; spread +31 bps QoQ |
| Demand visibility | Disbursements +60% YoY to INR 9,609 cr |
Growth
Disbursements +60% YoY to INR 9,609 cr; loan book +19% YoY; PAT +6% YoY; ROA 2.53% vs 2.73% a year ago.
Outlook
No numeric guidance given; corporate lending to be reinitiated, capped below ~10% of loan book; scaling Affordable and Emerging Markets.
Risks
Affordable yield down 48 bps YoY; DPD 30+ rose to 1.61% from 1.40%; ROE down 81 bps YoY to 12.33%.
Investor Presentation filed with NSE, NSE: PNBHOUSING. Summary written with AI assistance from the document.
PNB Housing Finance Ltd: key numbers
- Share price
- ₹1,122.00
- Market cap
- ₹29,262 Cr
- Revenue (annual)
- ₹8,505 Cr
- Net profit (annual)
- ₹2,291 Cr
- P/E (TTM)
- 12.6×Sector 19.7×
- Promoter holding
- 28.01%-0.02% QoQ
- FII holding
- 14.19%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PNB Housing Finance Ltd
All →PNB Housing Finance Other Announcement
PNB Housing reported no deviation in NCD proceeds for the quarter ended September 30, 2026. Its CFO also certified commercial paper proceeds were used as disclosed.
PNB Housing Finance Q2 FY27 Results: Net Profit ₹616.5 Cr, Up 6.0% YoY
PNB Housing Finance Ltd reported revenue from operations of ₹2,423 Cr (+13.9% YoY) and net profit of ₹616.5 Cr (+6.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹616.5 Cr · +6.0% YoY
PNB Housing Finance Debt & Borrowing: ₹800 Cr
PNB Housing Finance redeemed commercial paper series CP-534A in full at maturity on 27 October 2026. The redemption amount was Rs 800 Crore.
- Value
- ₹800.0 Cr
PNB Housing Finance Debt & Borrowing: ₹22.29 Cr
PNB Housing Finance paid Rs.22.29 Crore annual interest on Series LXXI NCDs on the due date. Timely payment was confirmed under Regulation 57 with no delay.
- Value
- ₹22.29 Cr
PNB Housing Finance Debt & Borrowing: ₹253.7 Cr
PNB Housing Finance allotted 25,365 secured NCDs at 8.4552% p.a. via private placement. The issue raises ₹253.65 Crore over a 5-year tenure maturing October 2031.
- Value
- ₹253.7 Cr
- Execution
- 5 Years
PNB Housing Finance Other Announcement
PNB Housing Finance submitted its quarterly shareholding pattern for the period ended September 30, 2026. This is a standard regulatory compliance filing.