| Revenue growth | Total income grew 37% YoY to Rs. 1,693 Cr. |
|---|---|
| Margins | Consolidated NIM at 6.5%; retail OPEX to AUM improved to 3.5%. |
| Demand visibility | Strong pickup in retail disbursement trajectory; demand low in small-ticket housing. |
| Management confidence | Confident in meeting original FY27 guidance for AUM and profit growth. |
Growth
Total AUM grew 25% YoY to Rs. 1,06,940 Cr; Growth AUM increased 32% YoY.
Outlook
Targeting 2.5% ROAUM by Q4 FY27; planned Rs. 4,000 Cr fund-raise approved by board.
Risks
Early stress signs in South India IT sector salaried customers; high prepayments in wholesale book.
Last quarter's promises, checked
Delivered
- Guided 25% AUM growth → delivered 25% (= BEAT)
- Guided 80-85% Retail AUM share → delivered 85% (= BEAT)
- Guided 1,300-1,500 Cr Consol. PAT → delivered 1,506 Cr (= BEAT)
Partly delivered
- Guided 3,000-3,500 Cr Legacy AUM → delivered 2,807 Cr (= BEAT/PARTIAL)
Investor Presentation filed with NSE, NSE: PIRAMALFIN. Summary written with AI assistance from the document.
Piramal Finance Ltd: key numbers
- Share price
- ₹2,142.70
- Market cap
- ₹50,703 Cr
- Revenue (annual)
- ₹11,852 Cr
- Net profit (annual)
- ₹1,504 Cr
- P/E (TTM)
- 30.1×Sector 22.0×
- Promoter holding
- 44.22%-1.94% QoQ
- FII holding
- 15.72%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Piramal Finance Ltd
All →Piramal Finance Debt & Borrowing: ₹462.1 Cr
Piramal Finance Limited successfully processed a partial face value redemption of its Secured Rated Listed Redeemable NCDs on September 25, 2026. The redeemed amount is ₹462.07 Crore.
- Value
- ₹462.1 Cr
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- Value
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- Value
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Piramal Finance Debt & Borrowing: ₹6.22 Cr
Piramal Finance certified timely interest payment of ₹6.22 Crore on two NCD tranches under Reg 57. Monthly coupon payments were made on 21 September 2026.
- Value
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Piramal Finance Debt & Borrowing
Piramal Finance Limited allotted Non-Convertible Debentures to investors on 21 September 2026. The filing does not disclose the specific allotment size or pricing details.