ALFA Finder| Revenue growth | Total income grew 37% YoY to Rs. 1,693 Cr. |
|---|---|
| Margins | Consolidated NIM at 6.5%; retail OPEX to AUM improved to 3.5%. |
| Demand visibility | Strong pickup in retail disbursement trajectory; demand low in small-ticket housing. |
| Management confidence | Confident in meeting original FY27 guidance for AUM and profit growth. |
Growth
Total AUM grew 25% YoY to Rs. 1,06,940 Cr; Growth AUM increased 32% YoY.
Outlook
Targeting 2.5% ROAUM by Q4 FY27; planned Rs. 4,000 Cr fund-raise approved by board.
Risks
Early stress signs in South India IT sector salaried customers; high prepayments in wholesale book.
Last quarter's promises, checked
Delivered
- Guided 25% AUM growth → delivered 25% (= BEAT)
- Guided 80-85% Retail AUM share → delivered 85% (= BEAT)
- Guided 1,300-1,500 Cr Consol. PAT → delivered 1,506 Cr (= BEAT)
Partly delivered
- Guided 3,000-3,500 Cr Legacy AUM → delivered 2,807 Cr (= BEAT/PARTIAL)
Investor Presentation filed with NSE, NSE: PIRAMALFIN. Summary written with AI assistance from the document.
Piramal Finance Ltd: key numbers
- Share price
- ₹2,119.20
- Market cap
- ₹50,274 Cr
- Revenue (annual)
- ₹11,852 Cr
- Net profit (annual)
- ₹1,504 Cr
- P/E (TTM)
- 26.5×Sector 21.0×
- Promoter holding
- 44.22%-1.94% QoQ
- FII holding
- 15.61%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Piramal Finance Ltd
All →Piramal Finance Other Announcement
Piramal Finance submits its provisional October 2026 Asset Liability Management statement, filed with RBI, under commercial paper listing rules. It reports balance sheet outflows and inflows by time bucket.
Piramal Finance Employee Stock Options
Piramal Finance allotted 6,00,000 equity shares to its ESOP Trust under the 2025 employee scheme. Paid-up share capital rises to Rs 47,44,60,612 across 23,72,30,306 shares.
Piramal Finance Debt & Borrowing: ₹131.3 Cr
Piramal Finance Limited has redeemed secured NCDs worth ₹131.35 Crore upon maturity. The full redemption of ISIN INE140A07740 was completed on November 3, 2026.
- Value
- ₹131.3 Cr
Piramal Finance Debt & Borrowing: ₹28.47 Cr
Piramal Finance Ltd paid annual interest on four secured NCD series on 3 November 2026, totalling Rs.28.47 Crore. No delay or non-payment was reported.
- Value
- ₹28.47 Cr
Piramal Finance Debt & Borrowing: ₹159.8 Cr
Piramal Finance Limited has paid Rs.159.81 Crore towards interest and redemption of multiple Non-Convertible Debentures. This includes full redemption of ISIN INE140A07740 amounting to Rs.131.35 Crore.
- Value
- ₹159.8 Cr
Piramal Finance Debt & Borrowing: ₹228.3 Cr
Piramal Finance confirmed timely payment of ₹228.34 Cr annual interest on NCDs (ISIN INE202B07JW4). This is routine debt servicing on a ₹2,500 Cr issue.
- Value
- ₹228.3 Cr