ALFA Finder India's fastest NSE & BSE filing alerts on Telegram, filtered to the stocks you hold Telegram alerts alfafinder.com →
Saturday, 14 November 2026 Every NSE & BSE announcement, by company
ALFA Filings Every announcement, straight from the exchange
Earnings Call

Piramal Finance Earnings Call: Key Takeaways

Piramal Finance achieved ₹1.5 lac Cr AUM target trajectory, crossing ₹1 lac Cr in FY26. Transitioned to 85% retail-led book with stabilizing risk and significant credit rating upgrades.

Why this was an Alfa AlertNot a filter event. Results for FY26 (PAT ₹1,506 Cr) were within the guided range of ₹1,300-1,500 Cr (approx. 0.4% beat on upper end).
Highlights
Revenue growthAUM up 25% YoY; Growth AUM up 33% YoY.
MarginsConsol NIM up to 6.5%; Growth NIM at 7.0%.
Demand visibilityHigh; expanding urban and rural branch networks (701 branches).
Management confidenceStrong; met all FY26 targets and upgraded FY27 profit outlook.

Growth

Total AUM grew 25% YoY to ₹1,01,230 Cr; Growth AUM up 33%. Consol. PAT rose 210% to ₹1,506 Cr.

Outlook

FY27 Guidance: ~25% AUM growth and ~50% PAT growth. Targeting ₹1.5 lac Cr AUM by FY28 with RoAUM >3%.

Risks

Legacy AUM still 3% of total; retail opex-to-AUM at 3.6% requires continued operating leverage to hit long-term goals.

Source

Earnings Call filed with NSE, NSE: PIRAMALFIN. Summary written with AI assistance from the document.

Read the document ↗

Piramal Finance Ltd: key numbers

Share price
₹2,119.20
Market cap
₹50,274 Cr
Revenue (annual)
₹11,852 Cr
Net profit (annual)
₹1,504 Cr
P/E (TTM)
26.5×Sector 21.0×
Promoter holding
44.22%-1.94% QoQ
FII holding
15.61%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Piramal Finance Ltd

All →