| Revenue growth | Total Income at 13.4% of AUM |
|---|---|
| Margins | Consol NIM up to 6.5%; Retail opex-to-AUM declined to 3.6% |
| Demand visibility | Strong retail disbursement growth, up 34% in Q4 FY26 |
| Management confidence | Met all FY26 targets; positive on 1.5L Cr AUM by FY28 |
Growth
FY26 Total AUM grew 25% YoY; Growth AUM up 33%. Consol. PAT surged 210% YoY.
Outlook
FY27 targets: ~25% AUM growth, ~50% profit growth, and ~2.5% exit RoAUM.
Risks
Transition from legacy assets; maintaining stable 0.6% retail 90+ DPD amid rapid growth.
Earnings Call filed with NSE, NSE: PIRAMALFIN. Summary written with AI assistance from the document.
Piramal Finance Ltd: key numbers
- Share price
- ₹2,146.30
- Market cap
- ₹50,917 Cr
- Revenue (annual)
- ₹11,852 Cr
- Net profit (annual)
- ₹1,504 Cr
- P/E (TTM)
- 26.8×Sector 20.8×
- Promoter holding
- 44.22%-1.94% QoQ
- FII holding
- 15.61%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Piramal Finance Ltd
All →Piramal Finance Employee Stock Options
Piramal Finance allotted 6,00,000 equity shares to its ESOP Trust under the 2025 employee scheme. Paid-up share capital rises to Rs 47,44,60,612 across 23,72,30,306 shares.
Piramal Finance Debt & Borrowing: ₹131.3 Cr
Piramal Finance Limited has redeemed secured NCDs worth ₹131.35 Crore upon maturity. The full redemption of ISIN INE140A07740 was completed on November 3, 2026.
- Value
- ₹131.3 Cr
Piramal Finance Debt & Borrowing: ₹28.47 Cr
Piramal Finance Ltd paid annual interest on four secured NCD series on 3 November 2026, totalling Rs.28.47 Crore. No delay or non-payment was reported.
- Value
- ₹28.47 Cr
Piramal Finance Debt & Borrowing: ₹159.8 Cr
Piramal Finance Limited has paid Rs.159.81 Crore towards interest and redemption of multiple Non-Convertible Debentures. This includes full redemption of ISIN INE140A07740 amounting to Rs.131.35 Crore.
- Value
- ₹159.8 Cr
Piramal Finance Debt & Borrowing: ₹228.3 Cr
Piramal Finance confirmed timely payment of ₹228.34 Cr annual interest on NCDs (ISIN INE202B07JW4). This is routine debt servicing on a ₹2,500 Cr issue.
- Value
- ₹228.3 Cr
Piramal Finance Annual General Meeting
Piramal Finance seeks shareholder approval via postal ballot to appoint Dinesh Kumar Khara as Independent Director. E-voting runs 30 October to 28 November 2026.