ALFA Finder| Revenue growth | Total Income for FY26 increased 22% YoY to ₹9,437 million. |
|---|---|
| Margins | NIM improved to 6.83%; guidance set at 6.5% for FY27. |
| Order book | Disbursements for Q4 FY26 stood at ₹13,440 million. |
| Demand visibility | Strong domestic demand; 17% YoY AUM growth driven by MSME lending. |
| Management confidence | High; reaffirmed three-year roadmap to double AUM and PAT. |
Growth
Q4 FY26 PAT rose 56% YoY to ₹722mn; Total Income grew 35% YoY to ₹2,609mn.
Outlook
Reaffirmed guidance to double AUM and Net Profit over next three years; aiming for 6.5% NIM levels.
Risks
Global geopolitical tensions impacting SME export accounts; LCC segment potential quarterly difficulty due to freight/insurance costs.
Earnings Call filed with BSE, NSE: PAISALO. Summary written with AI assistance from the document.
Paisalo Digital Ltd: key numbers
- Share price
- ₹78.38
- Market cap
- ₹7,129 Cr
- Revenue (annual)
- ₹943.7 Cr
- Net profit (annual)
- ₹237.2 Cr
- P/E (TTM)
- 26.9×Sector 20.8×
- Promoter holding
- 45.22%-1.50% QoQ
- FII holding
- 7.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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