ALFA Finder India's fastest NSE & BSE filing alerts on Telegram, filtered to the stocks you hold Telegram alerts alfafinder.com →
Thursday, 12 November 2026 Every NSE & BSE announcement, by company
ALFA Filings Every announcement, straight from the exchange
Get Alerts
Earnings Call

Paisalo Digital Earnings Call: Key Takeaways

Paisalo Digital reported record quarterly PAT of ₹663 mn (+6% YoY) and highest ever AUM of ₹55,082 mn (+16% YoY) for Q3 FY26, driven by AI-led expansion and strong asset quality.

Paisalo Digital Ltd NSE: PAISALO Alert sent
Why this was an Alfa AlertNot a filter event. Results are record-breaking but management did not explicitly state a 5%+ beat over a previously provided specific guidance range.
Highlights
Revenue growth18% YoY total income growth.
MarginsNIM stable at 6.6%; Portfolio Yield at 16.9%.
Demand visibilityStrong, adding 1.6 mn customers this quarter.
Management confidenceHigh, evidenced by promoter stake increase to 41.7%.

Growth

Total Income rose 18% YoY to ₹2,401 mn. NII grew 19% YoY to ₹1,453 mn with disbursements at ₹10,574 mn.

Outlook

Strategic 3-year roadmap aims for 2x AUM, Income, and PAT growth through 'Fin AI' and geographic expansion.

Risks

Rising operating expenses (up 49% YoY) and reliance on bank co-lending partnerships for liquidity.

Source

Earnings Call filed with BSE, NSE: PAISALO. Summary written with AI assistance from the document.

Read the document ↗

Paisalo Digital Ltd: key numbers

Share price
₹78.38
Market cap
₹7,129 Cr
Revenue (annual)
₹943.7 Cr
Net profit (annual)
₹237.2 Cr
P/E (TTM)
26.9×Sector 20.8×
Promoter holding
45.22%-1.50% QoQ
FII holding
7.17%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Paisalo Digital Ltd

All →