ALFA Finder| Revenue growth | 35% YoY increase in Total Income. |
|---|---|
| Margins | NIM at 6.8%, up 43 bps YoY. |
| Demand visibility | Strong; added ~1.7 mn customers in Q4. |
| Management confidence | High; citing early signs of operating leverage from AI. |
Growth
AUM grew 17% YoY to ₹61,009 Mn. Total Income rose 35% to ₹2,609 Mn; PAT surged 56% to ₹722 Mn.
Outlook
Three-year roadmap targets 2x growth in AUM, Income, and PAT through geographic expansion and product suite broadening.
Risks
Potential impacts from Indian economic volatility, interest rate fluctuations, and new regulatory policies affecting NBFC operations.
Earnings Call filed with NSE, NSE: PAISALO. Summary written with AI assistance from the document.
Paisalo Digital Ltd: key numbers
- Share price
- ₹78.38
- Market cap
- ₹7,129 Cr
- Revenue (annual)
- ₹943.7 Cr
- Net profit (annual)
- ₹237.2 Cr
- P/E (TTM)
- 26.9×Sector 20.8×
- Promoter holding
- 45.22%-1.50% QoQ
- FII holding
- 7.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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