| Revenue growth | 35% YoY increase in Total Income. |
|---|---|
| Margins | NIM at 6.8%, up 43 bps YoY. |
| Demand visibility | Strong; added ~1.7 mn customers in Q4. |
| Management confidence | High; citing early signs of operating leverage from AI. |
Growth
AUM grew 17% YoY to ₹61,009 Mn. Total Income rose 35% to ₹2,609 Mn; PAT surged 56% to ₹722 Mn.
Outlook
Three-year roadmap targets 2x growth in AUM, Income, and PAT through geographic expansion and product suite broadening.
Risks
Potential impacts from Indian economic volatility, interest rate fluctuations, and new regulatory policies affecting NBFC operations.
Earnings Call filed with NSE, NSE: PAISALO. Summary written with AI assistance from the document.
Paisalo Digital Ltd: key numbers
- Share price
- ₹89.02
- Market cap
- ₹8,097 Cr
- Revenue (annual)
- ₹943.7 Cr
- Net profit (annual)
- ₹237.2 Cr
- P/E (TTM)
- 32.2×Sector 22.0×
- Promoter holding
- 46.72%+4.97% QoQ
- FII holding
- 6.79%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Paisalo Digital Ltd
All →Paisalo Digital Debt & Borrowing: ₹50 Cr
Paisalo Digital Ltd has fully redeemed its non-convertible debentures (NCDs) worth Rs.50.00 Crore upon maturity. The company confirmed the payment on September 25, 2026.
- Value
- ₹50.00 Cr
Paisalo Digital Debt & Borrowing: ₹1.23 Cr
Paisalo Digital paid ₹1.23 Crore interest on its non-convertible debentures for the period ending September 2026. This fulfills the scheduled debt servicing obligation.
- Value
- ₹1.23 Cr
Paisalo Digital Debt & Borrowing: ₹20 Cr
Paisalo Digital allotted ₹20 Crore in Commercial Papers via Bank of Maharashtra. Two tranches of 151-day and 180-day CPs were issued at a discount to face value.
- Value
- ₹20.00 Cr
Paisalo Digital Board Meeting Date
Paisalo Digital intimated a future FCCB Committee meeting on 1 October 2026 to consider equity allotment upon partial FCCB conversion. No value or decision has been made yet.
Paisalo Digital Share Pledge
Promoter group entity PRI CAF Pvt Ltd created a pledge on 1,15,002 shares of Paisalo Digital Ltd to avail a margin trading facility.
Paisalo Digital Promoter Buying
Pro Fitcch, a promoter, bought 1,15,002 Paisalo Digital shares in the open market on September 22, 2026. Its stake rose from 3.2289% to 3.2415%.
- Promoter stake change
- +0.01%