ALFA Finder| Revenue growth | 35% YoY increase in total income to ₹2,609 mn. |
|---|---|
| Margins | NIM at 6.8% (+43 bps YoY); Portfolio Yield 17.04%. |
| Demand visibility | Strong; customer franchise grew to ~16 mn, adding 1.7 mn quarterly. |
| Management confidence | High; transitioning to 'Fin AI' for scalable, efficient lending. |
Growth
Total income rose 35% YoY to ₹2,609 mn. NII grew 61% YoY to ₹1,733 mn.
Outlook
Three-year roadmap targets 2x growth in AUM, Income, and PAT through AI-led 'Fin AI' transition.
Risks
Economic/political volatility in India, interest rate fluctuations, and potential regulatory changes impacting lending operations.
Earnings Call filed with BSE, NSE: PAISALO. Summary written with AI assistance from the document.
Paisalo Digital Ltd: key numbers
- Share price
- ₹78.38
- Market cap
- ₹7,129 Cr
- Revenue (annual)
- ₹943.7 Cr
- Net profit (annual)
- ₹237.2 Cr
- P/E (TTM)
- 26.9×Sector 20.8×
- Promoter holding
- 45.22%-1.50% QoQ
- FII holding
- 7.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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