| Revenue growth | NII grew 20% YoY in FY26 to ₹1,377cr. |
|---|---|
| Margins | NIM improved to 9.4%; yield on D2C segment targeted at 15%+. |
| Demand visibility | Strong consumption demand driving 39% YoY growth in D2C business. |
| Management confidence | High; confident in delivering robust growth trajectory for FY27. |
Growth
AUM grew 22% YoY to ₹16,594cr. FY26 PAT grew 33% YoY to ₹406cr; NIM expanded 380 bps to 9.4%.
Outlook
Guided for 22-25% loan growth (3x GDP), 3%+ ROA, and mid-to-late teen ROE in 8-10 quarters.
Risks
Watching geopolitical tensions in West Asia and potential impact of weather/monsoons on rural credit quality.
Earnings Call filed with BSE, NSE: NORTHARC. Summary written with AI assistance from the document.
Northern Arc Capital Ltd: key numbers
- Share price
- ₹300.90
- Market cap
- ₹4,869 Cr
- Revenue (annual)
- ₹2,690 Cr
- Net profit (annual)
- ₹406.0 Cr
- P/E (TTM)
- 11.1×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 8.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Northern Arc Capital Ltd
All →Northern Arc Capital Employee Stock Options
Northern Arc Capital allotted 1,44,000 ESOP shares to option grantees under its 2016 plan. Paid-up equity capital increased to Rs. 161.81 Crore.
Northern Arc Capital Other Announcement
Northern Arc Capital Limited submitted its monthly Asset Liability Management (ALM) statement for July 2026 to the Reserve Bank of India, as mandated by regulatory requirements.
Northern Arc Capital Earnings Call Transcript: Key Takeaways
Northern Arc delivered robust performance with 41% PAT growth, driven by direct-to-customer expansion crossing a 10,000 crore AUM milestone. The shift toward higher-yielding retail segments is successfully offsetting tight liquidity environments.
- Call
- Guides 23% growth
Northern Arc Capital Investor Presentation: Key Takeaways
Northern Arc reported strong Q1FY27 performance with PAT growing 41% YoY to INR 114 Cr. Total Lending AUM reached INR 16,855 Cr, driven by a 64% Direct-to-Customer mix.
Northern Arc Capital Q1 FY27 Results: Net Profit ₹114.1 Cr, Up 45.9% YoY
Northern Arc Capital Ltd reported revenue from operations of ₹779.8 Cr (+28.8% YoY) and net profit of ₹114.1 Cr (+45.9% YoY) for Q1 FY27.
- Key figure
- Net profit ₹114.1 Cr · +45.9% YoY
Northern Arc Capital Earnings Call: Key Takeaways
Northern Arc Capital delivered strong FY26 performance with a record ₹133cr quarterly PAT, transition to a diversified lender with 59% direct-to-customer book and solid return on equity.