ALFA Finder| Revenue growth | Net interest income grew 20% YoY reaching ₹1,376cr in FY26. |
|---|---|
| Margins | NIM improved 25bps YoY to 9.4% due to segment mix shift. |
| Demand visibility | Strong consumption-led demand in India and ₹30 lakh cr MSME credit gap. |
| Management confidence | Balanced and disciplined focus on risk-calibrated growth across various credit segments. |
Growth
AUM grew 22% YoY to ₹16,594cr; Profit After Tax rose 33% YoY to ₹406cr, driven by MSME and consumer segments.
Outlook
Guidance of 22-25% AUM growth and 15-18% ROE within 8-10 quarters.
Risks
Geopolitical tensions in West Asia, monsoon dependency, and competitive intensity in the MSME sector could impact credit costs.
Earnings Call filed with BSE, NSE: NORTHARC. Summary written with AI assistance from the document.
Northern Arc Capital Ltd: key numbers
- Share price
- ₹288.35
- Market cap
- ₹4,666 Cr
- Revenue (annual)
- ₹2,690 Cr
- Net profit (annual)
- ₹406.0 Cr
- P/E (TTM)
- 9.8×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 12.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Northern Arc Capital Ltd
All →Northern Arc Capital Business Update
Northern Arc's subsidiary reached a first close of over ₹400 Crore for its Diversified Debt Fund. The India Impact Fund matured with a 14.59% gross XIRR.
- Value
- ₹400.0 Cr
Northern Arc Capital Earnings Call Transcript: Key Takeaways
Management reports record PAT of ₹129 Cr (+41% YoY) on 34% AUM growth, but added provisions overlays and stage 3 rose. Guidance was held with no upgrades, and NIM guidance was maintained despite rising funding costs.
Northern Arc Capital Other Announcement
Northern Arc confirmed its INR 75 crore NCD proceeds were fully utilised with no deviation. This is a routine quarterly use-of-proceeds statement.
Northern Arc Capital Investor Presentation: Key Takeaways
Q2FY27: AUM INR 19,003 Cr (+34% YoY), PAT INR 129 Cr (+41% YoY), record quarterly profit; D2C mix 66%.
Northern Arc Capital Debt & Borrowing
Northern Arc reported a 1.12 times security cover for listed secured NCDs as of 30 September 2026. Periodic Regulation 54 certificate on existing debt.
Northern Arc Capital Results Update
Northern Arc reported Q2FY27 PAT up 41% YoY to INR 129 Crore, with lending AUM up 34%. Gross NPA stood at 1.25% and capital adequacy at 20.8%.