| Management target | Revenue 15.0% FY27 |
|---|
| Revenue growth | Standalone income grew 33% YoY; consolidated AUM up 43%. |
|---|---|
| Margins | Yields compressed significantly to 17.93% from 20.76% QoQ. |
| Demand visibility | Strong demand for gold loans; non-gold subsidiaries showing momentum. |
| Management confidence | Confident but defensive regarding yield compression and competition. |
Growth
AUM expanded 43% YoY; standalone PAT grew 25%. Growth was volume-led amid competitive yield pressures.
Outlook
Targeting 15% AUM growth for FY26-27 with yields stabilizing around 18-18.5%.
Risks
Major yield compression from 20.76% to 17.93%; intense competition from banks and NBFCs.
Last quarter's promises, checked
Delivered
- Guided 15% AUM growth → delivered 43% (= BEAT)
- Guided 150-200 branch expansion → delivered 177 (= BEAT)
- Guided yield maintenance at 18.5-20% → delivered 20.76% (= BEAT)
Earnings Call Transcript filed with NSE, NSE: MUTHOOTFIN. Summary written with AI assistance from the document.
Muthoot Finance Ltd: key numbers
- Share price
- ₹2,835.00
- Market cap
- ₹1,13,816 Cr
- Revenue (annual)
- ₹31,209 Cr
- Net profit (annual)
- ₹10,590 Cr
- P/E (TTM)
- 10.0×Sector 22.0×
- Promoter holding
- 73.35%+0.00% QoQ
- FII holding
- 11.61%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Finance Ltd
All →Muthoot Finance Other Announcement
Muthoot Finance has submitted its quarterly intimation under Regulation 57(4) of SEBI LODR, detailing scheduled interest and principal payment obligations for non-convertible securities for Q3 FY27.
Muthoot Finance Debt & Borrowing
Muthoot Finance has disclosed the schedule of interest and principal payment obligations for its non-convertible securities due in Q3 FY 2026-27.
Muthoot Finance Acquisition Worth ₹31.8 Cr
Muthoot Finance will acquire additional shares in its subsidiary, Asia Asset Finance PLC, for a cash consideration of ₹31.80 Crore to bolster its capital base.
- Value
- ₹31.80 Cr
Muthoot Finance Other Announcement
Muthoot Finance announced the record date of 1 October 2026 for annual interest payment on its NCDs (ISIN INE414G07JR4), due 16 October 2026. This is a routine debt-servicing notice with no new capital event.
Muthoot Finance Debt & Borrowing
Muthoot Finance has fixed September 19, 2026, as the record date for the annual interest payment on its NCDs (ISIN: INE414G07JJ1).
Muthoot Finance Management Change
Muthoot Finance shareholders approved the re-appointment and appointment of several directors at the AGM held on August 31, 2026.