| Revenue growth | Interest income grew 36% YoY consolidated. |
|---|---|
| Margins | Consolidated PAT margin shows strong YoY growth. |
| Demand visibility | Strong; gold loans shifting from informal to formal markets. |
| Management confidence | High; emphasizing 87-year legacy and trust-based growth. |
Growth
Consolidated AUM grew 43% YoY; Consolidated PAT surged 43% YoY to ₹28,248 Mn.
Outlook
Focus on pan-India expansion and digital integration (Phygital); 47% market share among NBFC gold lenders maintained.
Risks
QoQ PAT declined 17% consolidated and standalone; standalone gold tonnage slightly decreased from peak levels.
Last quarter's promises, checked
Delivered
- Guided 15% standalone AUM growth → delivered 49% (= BEAT)
- Guided 200-300 new branches for FY26 → delivered 177 group branches (= BEAT)
- Guided consistent dividend declaration → delivered 300% (INR 30/share) (= BEAT)
Partly delivered
- Guided yield maintenance at 18.5-20% range → delivered 20.76% (Higher than sustainable target) (= PARTIAL)
Investor Presentation filed with BSE, NSE: MUTHOOTFIN. Summary written with AI assistance from the document.
Muthoot Finance Ltd: key numbers
- Share price
- ₹2,835.00
- Market cap
- ₹1,13,816 Cr
- Revenue (annual)
- ₹31,209 Cr
- Net profit (annual)
- ₹10,590 Cr
- P/E (TTM)
- 10.0×Sector 22.0×
- Promoter holding
- 73.35%+0.00% QoQ
- FII holding
- 11.61%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Finance Ltd
All →Muthoot Finance Other Announcement
Muthoot Finance has submitted its quarterly intimation under Regulation 57(4) of SEBI LODR, detailing scheduled interest and principal payment obligations for non-convertible securities for Q3 FY27.
Muthoot Finance Debt & Borrowing
Muthoot Finance has disclosed the schedule of interest and principal payment obligations for its non-convertible securities due in Q3 FY 2026-27.
Muthoot Finance Acquisition Worth ₹31.8 Cr
Muthoot Finance will acquire additional shares in its subsidiary, Asia Asset Finance PLC, for a cash consideration of ₹31.80 Crore to bolster its capital base.
- Value
- ₹31.80 Cr
Muthoot Finance Other Announcement
Muthoot Finance announced the record date of 1 October 2026 for annual interest payment on its NCDs (ISIN INE414G07JR4), due 16 October 2026. This is a routine debt-servicing notice with no new capital event.
Muthoot Finance Debt & Borrowing
Muthoot Finance has fixed September 19, 2026, as the record date for the annual interest payment on its NCDs (ISIN: INE414G07JJ1).
Muthoot Finance Management Change
Muthoot Finance shareholders approved the re-appointment and appointment of several directors at the AGM held on August 31, 2026.