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Earnings Call

Muthoot Finance Earnings Call: Key Takeaways

Muthoot Finance reported record Q4 FY26 results with a consolidated PAT of ₹10,607cr (up 98% YoY) and standalone PAT of ₹10,134cr (up 95% YoY).

Highlights
Revenue growthInterest income up 36% in Home Finance subsidiary.
MarginsYields improved to 20.76% due to pricing changes.
Demand visibilityStrong; average ticket size increased to ₹1,30,000.
Management confidenceHigh; citing operational intensity as a barrier for competitors.

Growth

Consolidated AUM grew 49% YoY to ₹1,81,916cr; standalone gold loan AUM reached ₹1,64,000cr.

Outlook

Consistent 15% AUM growth guidance maintained for FY27; plans to open 200-300 branches.

Risks

Higher competitive intensity from AAA-rated NBFCs and potential borrowing cost increases.

Source

Earnings Call filed with BSE, NSE: MUTHOOTFIN. Summary written with AI assistance from the document.

Read the document ↗

Muthoot Finance Ltd: key numbers

Share price
₹2,835.00
Market cap
₹1,13,816 Cr
Revenue (annual)
₹31,209 Cr
Net profit (annual)
₹10,590 Cr
P/E (TTM)
10.0×Sector 22.0×
Promoter holding
73.35%+0.00% QoQ
FII holding
11.61%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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17:16 IST BSE
Other Announcement

Muthoot Finance Other Announcement

Muthoot Finance has submitted its quarterly intimation under Regulation 57(4) of SEBI LODR, detailing scheduled interest and principal payment obligations for non-convertible securities for Q3 FY27.

16:53 IST NSE
Debt & Borrowing

Muthoot Finance Debt & Borrowing

Muthoot Finance has disclosed the schedule of interest and principal payment obligations for its non-convertible securities due in Q3 FY 2026-27.

18:01 IST NSE
Acquisition

Muthoot Finance Acquisition Worth ₹31.8 Cr

Muthoot Finance will acquire additional shares in its subsidiary, Asia Asset Finance PLC, for a cash consideration of ₹31.80 Crore to bolster its capital base.

Value
₹31.80 Cr
15:03 IST NSE
Other Announcement

Muthoot Finance Other Announcement

Muthoot Finance announced the record date of 1 October 2026 for annual interest payment on its NCDs (ISIN INE414G07JR4), due 16 October 2026. This is a routine debt-servicing notice with no new capital event.

16:59 IST NSE
Debt & Borrowing

Muthoot Finance Debt & Borrowing

Muthoot Finance has fixed September 19, 2026, as the record date for the annual interest payment on its NCDs (ISIN: INE414G07JJ1).

17:09 IST BSE
Management Change

Muthoot Finance Management Change

Muthoot Finance shareholders approved the re-appointment and appointment of several directors at the AGM held on August 31, 2026.