| Revenue growth | Consolidated AUM up 49% YoY; standalone gold AUM up 54%. |
|---|---|
| Margins | Yields improved 50-100 bps; ROA healthy at 7.5%. |
| Demand visibility | Strong gold loan demand; increasing shift toward higher ticket sizes. |
| Management confidence | Confident on AUM growth but defensive regarding NPA spikes and tonnage. |
Growth
AUM grew 49% YoY; gold loans specifically jumped 54% to ₹1.65 lakh cr, driven by higher ticket sizes despite tonnage declines.
Outlook
Management maintains a 15% AUM growth guidance for FY26 and plans 200-300 new branch openings.
Risks
Regulatory shift to borrower-wise NPA classification spiked Stage 3 assets; competitive pressure from banks and deep-pocketed NBFCs threatens tonnage.
Earnings Call filed with BSE, NSE: MUTHOOTFIN. Summary written with AI assistance from the document.
Muthoot Finance Ltd: key numbers
- Share price
- ₹2,835.00
- Market cap
- ₹1,13,816 Cr
- Revenue (annual)
- ₹31,209 Cr
- Net profit (annual)
- ₹10,590 Cr
- P/E (TTM)
- 10.0×Sector 22.0×
- Promoter holding
- 73.35%+0.00% QoQ
- FII holding
- 11.61%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Finance Ltd
All →Muthoot Finance Other Announcement
Muthoot Finance has submitted its quarterly intimation under Regulation 57(4) of SEBI LODR, detailing scheduled interest and principal payment obligations for non-convertible securities for Q3 FY27.
Muthoot Finance Debt & Borrowing
Muthoot Finance has disclosed the schedule of interest and principal payment obligations for its non-convertible securities due in Q3 FY 2026-27.
Muthoot Finance Acquisition Worth ₹31.8 Cr
Muthoot Finance will acquire additional shares in its subsidiary, Asia Asset Finance PLC, for a cash consideration of ₹31.80 Crore to bolster its capital base.
- Value
- ₹31.80 Cr
Muthoot Finance Other Announcement
Muthoot Finance announced the record date of 1 October 2026 for annual interest payment on its NCDs (ISIN INE414G07JR4), due 16 October 2026. This is a routine debt-servicing notice with no new capital event.
Muthoot Finance Debt & Borrowing
Muthoot Finance has fixed September 19, 2026, as the record date for the annual interest payment on its NCDs (ISIN: INE414G07JJ1).
Muthoot Finance Management Change
Muthoot Finance shareholders approved the re-appointment and appointment of several directors at the AGM held on August 31, 2026.