ALFA Finder| Margins | Blended yield rose to 21.02% due to higher MCSL portfolio share. |
|---|---|
| Order book | Disbursement target of ₹3,000 crore for coming year. |
| Demand visibility | Optimistic on India's mobility financing and recovery in rural demand. |
| Management confidence | High confidence in digital revamp and 100% pre-delinquency AI calling. |
Growth
AUM grew from ₹2,000cr to ₹3,500cr in 2 years; CV book jumped to ₹240cr; Used Car book reached ₹155cr.
Outlook
Targeting ₹3,000cr disbursement next year; long-term AUM goal of ₹10,000cr by 2028-29 with 2-2.5% pretax ROA.
Risks
Stress in MFI spillover to retail; asset quality pressure in unsecured segments; corporate loan (Up Money) became NPA.
Earnings Call filed with BSE, NSE: MUTHOOTCAP. Summary written with AI assistance from the document.
Muthoot Capital Services Ltd: key numbers
- Share price
- ₹201.62
- Market cap
- ₹337.0 Cr
- Revenue (annual)
- ₹620.5 Cr
- Net profit (annual)
- ₹11.17 Cr
- P/E (TTM)
- 13.2×Sector 20.8×
- Promoter holding
- 63.33%+0.00% QoQ
- FII holding
- 1.24%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Capital Services Ltd
All →Muthoot Capital Services Debt & Borrowing: ₹0.25 Cr
Muthoot Capital Services paid Rs.0.25 Crore monthly interest on its Rs.100 Crore secured NCD series MCSL-03/2025-26 on 8 November 2026. The payment confirms routine servicing of listed debt.
- Value
- ₹0.25 Cr
Muthoot Capital Services Earnings Call Transcript: Key Takeaways
Q2 FY27 AUM rose 25% YoY to ₹3,500 Cr, and NII jumped on a one-time DA upfront fee. Forward flow fell to 0.50% and GNPA is 4.61%. Net profit was not stated.
Muthoot Capital Services Investor Presentation: Key Takeaways
Q2 FY27 AUM ₹3,530 Cr (+4.5% QoQ); retail book ₹3,086 Cr (+25% YoY); GNPA up to 4.81% from 3.94% QoQ; borrowing cost below 10%.
Muthoot Capital Services Other Announcement
Muthoot Capital Services filed its quarterly Regulation 52(7) statement for NCD issue proceeds, showing ₹250 Crore raised and fully utilised for on-lending. It reports no deviation or variation from the stated objects.
Muthoot Capital Services Q2 FY27 Results: Net Profit ₹4.4 Cr, Up 57.1% YoY
Muthoot Capital Services Ltd reported revenue from operations of ₹175.4 Cr (+14.3% YoY) and net profit of ₹4.4 Cr (+57.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹4.4 Cr · +57.1% YoY
Muthoot Capital Services Debt & Borrowing: ₹0.12 Cr
Muthoot Capital Services paid Rs.0.12 Crore interest on its secured NCDs (Series MCSL-08/2024-25) on the due date of 2 November 2026. Monthly interest is 10.4% on a Rs.110 Crore issue.
- Value
- ₹0.12 Cr