ALFA Finder| Revenue growth | AUM grew 66% to ₹3,500 crore including managed book. |
|---|---|
| Margins | Yields improved to 21% but offset by high impairment costs. |
| Demand visibility | Positive outlook on mobility financing, used cars, and CV segments. |
| Management confidence | Defensive under analyst pressure regarding lack of profitability and dividends. |
Growth
AUM grew from ₹2,100cr to ₹3,500cr (66%), but was driven by loss-making new segments and high credit costs.
Outlook
Targeting ₹3,000cr disbursements and 2-2.5% pre-tax ROA for FY27, aiming for ₹10,000cr AUM by FY29.
Risks
High GNPA at 6.96% and a ₹15.5cr corporate loan default highlight significant asset quality deterioration and poor risk management.
Earnings Call filed with BSE, NSE: MUTHOOTCAP. Summary written with AI assistance from the document.
Muthoot Capital Services Ltd: key numbers
- Share price
- ₹201.62
- Market cap
- ₹337.0 Cr
- Revenue (annual)
- ₹620.5 Cr
- Net profit (annual)
- ₹11.17 Cr
- P/E (TTM)
- 13.2×Sector 20.8×
- Promoter holding
- 63.33%+0.00% QoQ
- FII holding
- 1.24%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Capital Services Ltd
All →Muthoot Capital Services Debt & Borrowing: ₹0.25 Cr
Muthoot Capital Services paid Rs.0.25 Crore monthly interest on its Rs.100 Crore secured NCD series MCSL-03/2025-26 on 8 November 2026. The payment confirms routine servicing of listed debt.
- Value
- ₹0.25 Cr
Muthoot Capital Services Earnings Call Transcript: Key Takeaways
Q2 FY27 AUM rose 25% YoY to ₹3,500 Cr, and NII jumped on a one-time DA upfront fee. Forward flow fell to 0.50% and GNPA is 4.61%. Net profit was not stated.
Muthoot Capital Services Investor Presentation: Key Takeaways
Q2 FY27 AUM ₹3,530 Cr (+4.5% QoQ); retail book ₹3,086 Cr (+25% YoY); GNPA up to 4.81% from 3.94% QoQ; borrowing cost below 10%.
Muthoot Capital Services Other Announcement
Muthoot Capital Services filed its quarterly Regulation 52(7) statement for NCD issue proceeds, showing ₹250 Crore raised and fully utilised for on-lending. It reports no deviation or variation from the stated objects.
Muthoot Capital Services Q2 FY27 Results: Net Profit ₹4.4 Cr, Up 57.1% YoY
Muthoot Capital Services Ltd reported revenue from operations of ₹175.4 Cr (+14.3% YoY) and net profit of ₹4.4 Cr (+57.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹4.4 Cr · +57.1% YoY
Muthoot Capital Services Debt & Borrowing: ₹0.12 Cr
Muthoot Capital Services paid Rs.0.12 Crore interest on its secured NCDs (Series MCSL-08/2024-25) on the due date of 2 November 2026. Monthly interest is 10.4% on a Rs.110 Crore issue.
- Value
- ₹0.12 Cr