ALFA Finder| Management target | Net Profit 25.0% FY27 |
|---|
| Revenue growth | Standalone total income grew 20% YoY to ₹530 crore. |
|---|---|
| Margins | Targeting spreads of 7%-7.5% and NIMs of 8%-8.5%. |
| Demand visibility | Robust demand in MSME; slightly lower eligible demand in CV. |
| Management confidence | High; 125 consecutive quarters of consistent performance. |
Growth
Consolidated AUM grew 21% YoY; standalone PAT increased 25% to ₹105 crore; MSME loans (77% of book) grew 21-23%.
Outlook
Guidance of 20%-25% AUM growth; aim to double AUM every 3-3.5 years; target ROA range of 2.75%-3.25%.
Risks
Potential impacts from Gujarat floods; West Asia crisis manageable via tighter credit screens; slight uptick in CV credit costs.
Last quarter's promises, checked
Delivered
- Guided 20%-25% AUM growth → delivered 21% (= BEAT)
- Targeted 2.75%-3% ROA → delivered 2.75%-3.25% range (= BEAT)
- Guided 1.25%-1.3% credit cost → delivered 1.25%-1.3% (= BEAT)
Partly delivered
- Targeted 9.20%-9.25% borrowing cost → delivered 9.25% (= PARTIAL)
Missed
- Aimed for ₹1,000 Cr Housing AUM by FY26 → delivered <₹1,000 Cr (= MISS)
Earnings Call Transcript filed with BSE, NSE: MASFIN. Summary written with AI assistance from the document.
Mas Financial Services Ltd: key numbers
- Share price
- ₹266.13
- Market cap
- ₹4,829 Cr
- Revenue (annual)
- ₹1,995 Cr
- Net profit (annual)
- ₹371.2 Cr
- P/E (TTM)
- 11.6×Sector 20.8×
- Promoter holding
- 66.66%+0.01% QoQ
- FII holding
- 2.67%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mas Financial Services Ltd
All →Mas Financial Services Earnings Call Transcript: Key Takeaways
MAS Financial continues its consistent growth trajectory, crossing the ₹17,000 crore AUM milestone. Management remains confident in achieving a ₹1 lakh crore AUM by 2036 while maintaining robust asset quality and capital adequacy.
- Call
- Guides 25% growth
Mas Financial Services Investor Presentation: Key Takeaways
Q2FY27: consolidated AUM ₹17,043 Cr (+23.31% YoY), consolidated PAT ₹115 Cr (+25.91% YoY); ROE 15.33%, cost of borrowing 9.19%, MSME-focused lending.
Mas Financial Services Debt & Borrowing
MAS Financial Services confirmed 100% security cover over its secured NCDs as at 30 September 2026. The auditor-certified statement shows cover of 1.11 on book value.
Mas Financial Services Results Update
MAS Financial Services reported Q2 FY27 consolidated PAT of ₹115.12 Crores, up 25.91% YoY, with AUM at ₹17,042.86 Crores. Standalone PAT was ₹110.05 Crores on ~23% growth.
Mas Financial Services Q2 FY27 Results: Net Profit ₹115.1 Cr, Up 25.9% YoY
Mas Financial Services Ltd reported revenue from operations of ₹589.4 Cr (+22.7% YoY) and net profit of ₹115.1 Cr (+25.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹115.1 Cr · +25.9% YoY
Mas Financial Services Board Meeting Date
MAS Financial Services has scheduled a board meeting for October 28, 2026, to consider financial results for the quarter and half-year ended September 30, 2026.