| Revenue growth | FY26 Standalone Revenue up 24.98% to ₹19,003 Mn. |
|---|---|
| Margins | Cost of Borrowing improved to 9.60% (Standalone) from 9.88% YoY. |
| Demand visibility | Strong demand in MSME, Micro-enterprise, and SME lending segments. |
| Management confidence | High; citing 30+ years of steady growth and consistent CAGR. |
Growth
FY26 Consolidated PAT up 25% YoY; AUM grew 19%. Standalone PAT grew 19.9% to ₹3,668 Mn.
Outlook
Focus on MSME (80% of portfolio) and maintaining 20-25% AUM as off-book through direct assignments.
Risks
Regulatory changes, overleveraging of small borrowers, and potential NPA volatility in underserved segments.
Earnings Call filed with NSE, NSE: MASFIN. Summary written with AI assistance from the document.
Mas Financial Services Ltd: key numbers
- Share price
- ₹266.13
- Market cap
- ₹4,829 Cr
- Revenue (annual)
- ₹1,995 Cr
- Net profit (annual)
- ₹371.2 Cr
- P/E (TTM)
- 11.6×Sector 20.8×
- Promoter holding
- 66.66%+0.01% QoQ
- FII holding
- 2.67%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mas Financial Services Ltd
All →Mas Financial Services Earnings Call Transcript: Key Takeaways
MAS Financial continues its consistent growth trajectory, crossing the ₹17,000 crore AUM milestone. Management remains confident in achieving a ₹1 lakh crore AUM by 2036 while maintaining robust asset quality and capital adequacy.
- Call
- Guides 25% growth
Mas Financial Services Investor Presentation: Key Takeaways
Q2FY27: consolidated AUM ₹17,043 Cr (+23.31% YoY), consolidated PAT ₹115 Cr (+25.91% YoY); ROE 15.33%, cost of borrowing 9.19%, MSME-focused lending.
Mas Financial Services Debt & Borrowing
MAS Financial Services confirmed 100% security cover over its secured NCDs as at 30 September 2026. The auditor-certified statement shows cover of 1.11 on book value.
Mas Financial Services Results Update
MAS Financial Services reported Q2 FY27 consolidated PAT of ₹115.12 Crores, up 25.91% YoY, with AUM at ₹17,042.86 Crores. Standalone PAT was ₹110.05 Crores on ~23% growth.
Mas Financial Services Q2 FY27 Results: Net Profit ₹115.1 Cr, Up 25.9% YoY
Mas Financial Services Ltd reported revenue from operations of ₹589.4 Cr (+22.7% YoY) and net profit of ₹115.1 Cr (+25.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹115.1 Cr · +25.9% YoY
Mas Financial Services Board Meeting Date
MAS Financial Services has scheduled a board meeting for October 28, 2026, to consider financial results for the quarter and half-year ended September 30, 2026.