ALFA Finder| Management target | Revenue 37.5% FY27 |
|---|
| Margins | NIMs expected to stabilize at 13-14%; yield increasing with high-IRR products. |
|---|---|
| Demand visibility | Strong core vehicle finance demand; festive season expected to drive Q2/Q3. |
| Management confidence | High; confident in 35-40% growth targets. |
Growth
NII grew 36% YoY to INR 42 Cr. Disbursements rose 37% YoY to INR 226 Cr.
Outlook
Management guides for 35%-40% AUM growth in FY27, targeting 3.5% ROA and 13-14% NIMs.
Risks
Potential AUM seasonality in Q1; increasing cost of borrowing (up 15-20 bps); dependency on two-wheeler segment (84%).
Last quarter's promises, checked
Delivered
- Guided 25-30% AUM growth → delivered 29% (= BEAT)
- Targeted cost of borrowing reduction → delivered 10.64% from 10.80% (= BEAT)
- Launch MSME LAP product → delivered launched in Mumbai/Pune (= BEAT)
Partly delivered
- Targeted 2-Wheeler share reduction → delivered 84% from 84.5% (= PARTIAL)
Investor Presentation filed with BSE, NSE: MANBA. Summary written with AI assistance from the document.
Manba Finance Ltd: key numbers
- Share price
- ₹145.99
- Market cap
- ₹795.6 Cr
- Revenue (annual)
- ₹328.2 Cr
- Net profit (annual)
- ₹45.36 Cr
- P/E (TTM)
- 15.5×Sector 20.8×
- Promoter holding
- 74.98%+0.00% QoQ
- FII holding
- 1.07%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Manba Finance Ltd
All →Manba Finance Convertible Warrants
Promoter Manba Investments acquired 22,22,223 preferential convertible warrants in Manba Finance. Its fully diluted stake rises from 27.68% to 27.98%.
Manba Finance Preferential Issue
Manba Finance allotted equity shares and convertible warrants under a preferential issue at ₹135 per security. The equity subscription outcome totals ₹57.50 Crore from 13 investors.
- Value
- ₹57.50 Cr
Manba Finance Preferential Issue
Manba Finance allotted 42.59 lakh equity shares and 24.07 lakh warrants on a preferential basis. Aggregate issue consideration is ₹90.00 Crore, with promoters receiving warrants.
- Value
- ₹90.00 Cr
Manba Finance Earnings Call Transcript: Key Takeaways
Solid growth in AUM and profitability driven by two-wheeler demand and geographical expansion.
- Call
- Guides 35% growth
Manba Finance Investor Presentation: Key Takeaways
H1 FY27: AUM INR 18,108 Mn (+20.7% YoY), NII INR 938 Mn (+37.5%), PAT INR 270 Mn (+27.7%). Q2 PAT INR 137 Mn (+20.2% YoY). Credit rating upgraded to A-.
Manba Finance Management Change
Manba Finance appointed Mrs. Neelam Tater as Non-Executive Independent Director. Mr. Parameshwaran relinquished his Chairperson role while continuing as Independent Director.