ALFA Finder| Revenue growth | NII grew 24% YoY in FY26 to ₹162 crore. |
|---|---|
| Margins | Strong margins with NIM at 13.63% and Gross Yield 22.85%. |
| Demand visibility | Strong 2-wheeler demand; expanding dealer network to 1,500+. |
| Management confidence | High; targeting 25-30% sustainable annual growth. |
Growth
FY26 Net Interest Income up 24% YoY to ₹162cr; Q4 PAT grew 39% YoY to ₹11cr.
Outlook
Guided 25-30% annual AUM growth targeting ₹2,300-2,400cr; diversifying mix to 35% non-2-wheeler products by FY29.
Risks
Expansion into new geographies carries collection bandwidth risks; dependency on 2-wheeler segment (84.5% of mix).
Earnings Call filed with BSE, NSE: MANBA. Summary written with AI assistance from the document.
Manba Finance Ltd: key numbers
- Share price
- ₹145.99
- Market cap
- ₹795.6 Cr
- Revenue (annual)
- ₹328.2 Cr
- Net profit (annual)
- ₹45.36 Cr
- P/E (TTM)
- 15.5×Sector 20.8×
- Promoter holding
- 74.98%+0.00% QoQ
- FII holding
- 1.07%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Manba Finance Ltd
All →Manba Finance Convertible Warrants
Promoter Manba Investments acquired 22,22,223 preferential convertible warrants in Manba Finance. Its fully diluted stake rises from 27.68% to 27.98%.
Manba Finance Preferential Issue
Manba Finance allotted equity shares and convertible warrants under a preferential issue at ₹135 per security. The equity subscription outcome totals ₹57.50 Crore from 13 investors.
- Value
- ₹57.50 Cr
Manba Finance Preferential Issue
Manba Finance allotted 42.59 lakh equity shares and 24.07 lakh warrants on a preferential basis. Aggregate issue consideration is ₹90.00 Crore, with promoters receiving warrants.
- Value
- ₹90.00 Cr
Manba Finance Earnings Call Transcript: Key Takeaways
Solid growth in AUM and profitability driven by two-wheeler demand and geographical expansion.
- Call
- Guides 35% growth
Manba Finance Investor Presentation: Key Takeaways
H1 FY27: AUM INR 18,108 Mn (+20.7% YoY), NII INR 938 Mn (+37.5%), PAT INR 270 Mn (+27.7%). Q2 PAT INR 137 Mn (+20.2% YoY). Credit rating upgraded to A-.
Manba Finance Management Change
Manba Finance appointed Mrs. Neelam Tater as Non-Executive Independent Director. Mr. Parameshwaran relinquished his Chairperson role while continuing as Independent Director.