| Management target | Revenue 30.0% FY27 |
|---|
| Revenue growth | Revenue rose 34% YoY, driven by massive gold loan demand. |
|---|---|
| Margins | Gold yields improved by 59 bps following deliberate pricing actions. |
| Demand visibility | Strong gold demand visibility; cautious on rural microfinance stress levels. |
| Management confidence | Confident in gold; defensive on microfinance and vehicle lending quality. |
Growth
Consolidated Revenue grew 34% YoY and Net Profit rose 347% YoY, primarily from massive gold loan expansion.
Outlook
Management guides for 25-30% Gold Loan growth and 15-18% ROE over the next three years.
Risks
Microfinance stress continues; Vehicle Finance lending paused to focus on collections; LTV increased to 66% due to gold price drops.
Earnings Call Transcript filed with BSE, NSE: MANAPPURAM. Summary written with AI assistance from the document.
Manappuram Finance Ltd: key numbers
- Share price
- ₹334.00
- Market cap
- ₹28,271 Cr
- Revenue (annual)
- ₹9,509 Cr
- Net profit (annual)
- ₹1,003 Cr
- P/E (TTM)
- 19.5×Sector 22.0×
- Promoter holding
- 41.66%+9.89% QoQ
- FII holding
- 22.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Manappuram Finance Ltd
All →Manappuram Finance Debt & Borrowing: ₹375 Cr
Manappuram Finance has successfully redeemed Commercial Paper worth ₹375 Crore upon maturity on September 16, 2026. The outstanding amount is now zero.
- Value
- ₹375.0 Cr
Manappuram Finance Debt & Borrowing: ₹250 Cr
Manappuram Finance has completed the redemption of listed Commercial Papers worth ₹250 Crore on their maturity date of September 15, 2026.
- Value
- ₹250.0 Cr
Manappuram Finance Management Change
Manappuram Finance informed the exchange that two senior business heads resigned for personal reasons. The departures take effect from 15 and 16 September 2026.
Manappuram Finance Share Pledge
Promoter V.P. Nandakumar created a pledge on 17.18 lakh shares of Manappuram Finance, valued at ₹55 Crore.
- Value
- ₹55.00 Cr
Manappuram Finance Debt & Borrowing: ₹300 Cr
Manappuram Finance redeemed commercial papers worth ₹300 Crore upon maturity. This confirms the repayment of the debt instrument.
- Value
- ₹300.0 Cr
Manappuram Finance Debt & Borrowing
Manappuram Finance has fixed October 29, 2026, as the record date for the redemption payment of Commercial Paper (ISIN: INE522D14PW4).