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Investor Presentation

Manappuram Finance Investor Presentation: Key Takeaways

Manappuram Finance Q1 FY2027 shows strong AUM growth of 57.2% YoY to ₹69,635 Cr, with PAT rising 341.4% YoY to ₹585 Cr. Strategy focuses on gold loan dominance and MFI book transition.

Highlights
MarginsGold Yield at 17.7%; Standalone ROAA improved to 3.80%.
Demand visibilityStrong gold loan demand; ticket sizes up to ₹133k.
Management confidenceHigh regarding gold loan process innovation and digital sourcing.

Growth

Consolidated AUM up 57.2% YoY; Standalone Gold AUM up 97.4% YoY. Net Interest Income grew 25% YoY to ₹1,759 Cr.

Outlook

Focusing on digital 'OGL' adoption (90% share) and branch expansion in metros and new geographies.

Risks

Asset quality in MFI 'Old Book' remains a monitorable; Opex/AUM at 4.59% consolidated.

Source

Investor Presentation filed with BSE, NSE: MANAPPURAM. Summary written with AI assistance from the document.

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Manappuram Finance Ltd: key numbers

Share price
₹334.00
Market cap
₹28,271 Cr
Revenue (annual)
₹9,509 Cr
Net profit (annual)
₹1,003 Cr
P/E (TTM)
19.5×Sector 22.0×
Promoter holding
41.66%+9.89% QoQ
FII holding
22.30%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Manappuram Finance Ltd

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15:02 IST BSE
Debt & Borrowing

Manappuram Finance Debt & Borrowing: ₹375 Cr

Manappuram Finance has successfully redeemed Commercial Paper worth ₹375 Crore upon maturity on September 16, 2026. The outstanding amount is now zero.

Value
₹375.0 Cr
16:08 IST BSE
Debt & Borrowing

Manappuram Finance Debt & Borrowing: ₹250 Cr

Manappuram Finance has completed the redemption of listed Commercial Papers worth ₹250 Crore on their maturity date of September 15, 2026.

Value
₹250.0 Cr
11:32 IST NSE
Management Change

Manappuram Finance Management Change

Manappuram Finance informed the exchange that two senior business heads resigned for personal reasons. The departures take effect from 15 and 16 September 2026.

17:06 IST BSE
Share Pledge

Manappuram Finance Share Pledge

Promoter V.P. Nandakumar created a pledge on 17.18 lakh shares of Manappuram Finance, valued at ₹55 Crore.

Value
₹55.00 Cr
16:35 IST BSE
Debt & Borrowing

Manappuram Finance Debt & Borrowing: ₹300 Cr

Manappuram Finance redeemed commercial papers worth ₹300 Crore upon maturity. This confirms the repayment of the debt instrument.

Value
₹300.0 Cr
16:55 IST BSE
Debt & Borrowing

Manappuram Finance Debt & Borrowing

Manappuram Finance has fixed October 29, 2026, as the record date for the redemption payment of Commercial Paper (ISIN: INE522D14PW4).