| Revenue growth | 10.7% YoY in Q4; FY26 total revenue ₹9,509cr. |
|---|---|
| Margins | NIM improved; yield expected to stabilize between 17.5%-18%. |
| Demand visibility | Strong customer demand for gold loans fueled by high prices. |
| Management confidence | High on gold loans; cautious but optimistic on MFI recovery. |
Growth
Gold AUM grew 99.1% YoY to ₹50,953cr. Consolidated revenue rose 10.7% YoY; FY26 PAT was ₹993cr.
Outlook
Targeting 15%+ ROE; plans to open 500-550 new gold loan branches; focus on high-yield, lower ticket sizes.
Risks
Asset quality stress in unsecured segments; vehicle finance write-off of ₹84cr/₹136cr; elevated competition and geopolitical headwinds.
Earnings Call filed with BSE, NSE: MANAPPURAM. Summary written with AI assistance from the document.
Manappuram Finance Ltd: key numbers
- Share price
- ₹319.65
- Market cap
- ₹27,056 Cr
- Revenue (annual)
- ₹9,509 Cr
- Net profit (annual)
- ₹1,003 Cr
- P/E (TTM)
- 18.7×Sector 20.8×
- Promoter holding
- 41.66%+0.00% QoQ
- FII holding
- 21.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Manappuram Finance Ltd
All →Manappuram Finance Management Change
Manappuram Finance's Group Chief Technology Officer, Narayanan Easwaran, resigned effective close of business November 7, 2026, citing personal reasons. The resignation letter is attached as required under Regulation 30.
Manappuram Finance Board Meeting Date
Manappuram Finance will hold a board meeting on November 12, 2026 to consider Q2FY27 and H1 results and an interim dividend. The trading window stays closed until November 16, 2026.
Manappuram Finance Debt & Borrowing: ₹250 Cr
Manappuram Finance Ltd redeemed its Rs.250 Crore Commercial Paper at maturity. Full principal was repaid on October 23, 2026.
- Value
- ₹250.0 Cr
Manappuram Finance Other Announcement
Manappuram Finance Ltd filed its quarterly shareholding pattern under Regulation 31(1)(b) for the period ended September 30, 2026. This is a periodic compliance disclosure.
Manappuram Finance Other Announcement
Manappuram Finance Limited submitted its half-yearly statement of debt securities for the period ended September 30, 2026. This routine disclosure complies with SEBI's Master Circular requirements.
Manappuram Finance Debt & Borrowing: ₹375 Cr
Manappuram Finance has successfully redeemed Commercial Paper worth ₹375 Crore upon maturity on September 16, 2026. The outstanding amount is now zero.
- Value
- ₹375.0 Cr