ALFA Finder| Margins | NIM improvement through product mix; CoF increased by 10 bps. |
|---|---|
| Demand visibility | Strong rural demand for tractors; core mobility business growing at 12%. |
| Management confidence | High confidence in diversification strategy and asset quality management. |
Growth
Standalone PAT grew 70% Y-o-Y; consolidated PAT up 75% at INR 927 crores. AUM growth stood at 13%.
Outlook
Targets 16-18% AUM CAGR through FY31. Guided credit costs between 1.3-1.7% and ROA target of 2.5%.
Risks
Seasonal volatility, potential monsoon deficits (El Nino), and geopolitical events impacting cost of funds and liquidity.
Last quarter's promises, checked
Delivered
- Guided 1.3-1.7% credit cost → delivered 1.7% (= BEAT)
- Guided mid-teen AUM growth → delivered 12% (= BEAT)
- Guided 1.4-1.5% fee-to-assets → delivered 1.4% (= BEAT)
Partly delivered
- Guided 7.1-7.5% NIM → delivered 7.1% (= PARTIAL)
Investor Presentation filed with BSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹288.40
- Market cap
- ₹40,093 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 11.1×Sector 20.8×
- Promoter holding
- 52.48%-0.01% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mahindra & Mahindra Financial Services Ltd
All →Mahindra & Mahindra Financial Services Other Announcement
Mahindra & Mahindra Financial filed its ALM statement as of September 30, 2026, submitted to RBI. It is a periodic regulatory return with no new transaction.
Mahindra & Mahindra Financial Services Earnings Call Transcript: Key Takeaways
Robust 55% PAT growth driven by 22% disbursement expansion and record-low asset quality stress. Management is successfully pivoting from core wheels to a diversified SME and mortgage mix.
- Call
- Guides 18% growth
Mahindra & Mahindra Financial Services Investor Presentation: Key Takeaways
MMFSL reported Q2FY27 standalone PAT of ₹882 Cr, up 55% YoY. The company is pivoting to growth while maintaining stable asset quality and healthy liquidity.
Mahindra & Mahindra Financial Services Debt & Borrowing
Mahindra & Mahindra Financial Services submitted its Security Cover Certificate as of September 30, 2026, confirming compliance with SEBI Regulations for listed debt securities.
Mahindra & Mahindra Financial Services Q2 FY27 Results: Net Profit ₹910.7 Cr, Up 60.9% YoY
Mahindra & Mahindra Financial Services Ltd reported revenue from operations of ₹5,936 Cr (+18.1% YoY) and net profit of ₹910.7 Cr (+60.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹910.7 Cr · +60.9% YoY
Mahindra & Mahindra Financial Services Other Announcement
Mahindra & Mahindra Financial Services has submitted its Asset Liability Management (ALM) Statement for the period ended September 30, 2026. The report complies with SEBI's regulatory requirements for listed commercial paper and non-convertible securities.