| Management target | Revenue 18.0% FY31 |
|---|
| Revenue growth | AUM grew 13% YoY; non-wheel assets surged 79%. |
|---|---|
| Margins | NIMs recovering toward 7.1% target through pricing and product mix. |
| Demand visibility | Strong rural demand in tractors and PVs despite monsoon uncertainty. |
| Management confidence | Balanced confidence, emphasizing prudent liquidity and risk monitoring. |
Growth
Stand-alone profit grew 70% YoY; non-wheel AUM surged 79%, reflecting strategic diversification beyond core auto lending.
Outlook
Targeting 16-18% AUM CAGR through 2031, with non-wheel segments expected to grow at 30% plus.
Risks
El Nino and geopolitical crises pose potential rural cashflow disruptions, prompting proactive liquidity and provisioning buffers.
Earnings Call Transcript filed with NSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹288.40
- Market cap
- ₹40,093 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 11.1×Sector 20.8×
- Promoter holding
- 52.48%-0.01% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Key figure
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