ALFA Finder| Margins | NIM expanded 60bps for FY26; full-year steady-state margin seen at 7.1%. |
|---|---|
| Demand visibility | Strong momentum in tractor and used vehicle segments entering FY27. |
| Management confidence | High; citing business transformation, digital stack adoption, and structural margin improvements. |
Growth
Q4 PAT rose 55% YoY (₹873 Cr); full-year FY26 PAT grew 19% (₹2,782 Cr).
Outlook
Guided for 16-18% CAGR growth through 2031; targeting 15% ROE by leveraging debt-to-equity to 6:1.
Risks
Geopolitical crises, El Niño impacts on rural demand, and insurance commission regulatory shifts.
Earnings Call filed with NSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹288.40
- Market cap
- ₹40,093 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 11.1×Sector 20.8×
- Promoter holding
- 52.48%-0.01% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mahindra & Mahindra Financial Services Ltd
All →Mahindra & Mahindra Financial Services Other Announcement
Mahindra & Mahindra Financial filed its ALM statement as of September 30, 2026, submitted to RBI. It is a periodic regulatory return with no new transaction.
Mahindra & Mahindra Financial Services Earnings Call Transcript: Key Takeaways
Robust 55% PAT growth driven by 22% disbursement expansion and record-low asset quality stress. Management is successfully pivoting from core wheels to a diversified SME and mortgage mix.
- Call
- Guides 18% growth
Mahindra & Mahindra Financial Services Investor Presentation: Key Takeaways
MMFSL reported Q2FY27 standalone PAT of ₹882 Cr, up 55% YoY. The company is pivoting to growth while maintaining stable asset quality and healthy liquidity.
Mahindra & Mahindra Financial Services Debt & Borrowing
Mahindra & Mahindra Financial Services submitted its Security Cover Certificate as of September 30, 2026, confirming compliance with SEBI Regulations for listed debt securities.
Mahindra & Mahindra Financial Services Q2 FY27 Results: Net Profit ₹910.7 Cr, Up 60.9% YoY
Mahindra & Mahindra Financial Services Ltd reported revenue from operations of ₹5,936 Cr (+18.1% YoY) and net profit of ₹910.7 Cr (+60.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹910.7 Cr · +60.9% YoY
Mahindra & Mahindra Financial Services Other Announcement
Mahindra & Mahindra Financial Services has submitted its Asset Liability Management (ALM) Statement for the period ended September 30, 2026. The report complies with SEBI's regulatory requirements for listed commercial paper and non-convertible securities.