| Revenue growth | 15% YoY for FY26 (standalone). |
|---|---|
| Margins | NIM expanded to 7.1% in F26 vs 6.5% in F25. |
| Order book | AUM (Business Assets) at ₹1,34,096 cr, up 12% YoY. |
| Demand visibility | Strong in Tractor (up 49% FY26) and SME segments. |
| Management confidence | High; citing 'visible step-up in profitability' and 'strengthened to scale'. |
Growth
FY26 standalone PAT grew 19% YoY to ₹2,782 cr; Total Income up 15% to ₹18,500 cr. Disbursements rose 6% to ₹61,118 cr.
Outlook
Targeting RoA of 2.0%. Scaling Mortgages (21% growth) and MSME (32% growth). Capital Adequacy comfortable at 18.8%.
Risks
Credit cost increased to 1.7% in F26 from 1.3% in F25. Potential volatility in interest rates and rural economic conditions.
Earnings Call filed with NSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹331.75
- Market cap
- ₹46,120 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 14.2×Sector 21.7×
- Promoter holding
- 52.49%+0.00% QoQ
- FII holding
- 9.53%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mahindra & Mahindra Financial Services Ltd
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