ALFA Finder| Revenue growth | 15% YoY for FY26 (standalone). |
|---|---|
| Margins | NIM expanded to 7.1% in F26 vs 6.5% in F25. |
| Order book | AUM (Business Assets) at ₹1,34,096 cr, up 12% YoY. |
| Demand visibility | Strong in Tractor (up 49% FY26) and SME segments. |
| Management confidence | High; citing 'visible step-up in profitability' and 'strengthened to scale'. |
Growth
FY26 standalone PAT grew 19% YoY to ₹2,782 cr; Total Income up 15% to ₹18,500 cr. Disbursements rose 6% to ₹61,118 cr.
Outlook
Targeting RoA of 2.0%. Scaling Mortgages (21% growth) and MSME (32% growth). Capital Adequacy comfortable at 18.8%.
Risks
Credit cost increased to 1.7% in F26 from 1.3% in F25. Potential volatility in interest rates and rural economic conditions.
Earnings Call filed with NSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹286.85
- Market cap
- ₹39,878 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 11.1×Sector 21.0×
- Promoter holding
- 52.48%-0.01% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mahindra & Mahindra Financial Services Ltd
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M&M Financial's ESOP Trust transferred 2,53,076 shares to eligible employees on option exercise. No monetary event value is disclosed.
Mahindra & Mahindra Financial Services Other Announcement
Mahindra & Mahindra Financial filed its ALM statement as of September 30, 2026, submitted to RBI. It is a periodic regulatory return with no new transaction.
Mahindra & Mahindra Financial Services Earnings Call Transcript: Key Takeaways
Robust 55% PAT growth driven by 22% disbursement expansion and record-low asset quality stress. Management is successfully pivoting from core wheels to a diversified SME and mortgage mix.
- Call
- Guides 18% growth
Mahindra & Mahindra Financial Services Investor Presentation: Key Takeaways
MMFSL reported Q2FY27 standalone PAT of ₹882 Cr, up 55% YoY. The company is pivoting to growth while maintaining stable asset quality and healthy liquidity.
Mahindra & Mahindra Financial Services Debt & Borrowing
Mahindra & Mahindra Financial Services submitted its Security Cover Certificate as of September 30, 2026, confirming compliance with SEBI Regulations for listed debt securities.
Mahindra & Mahindra Financial Services Q2 FY27 Results: Net Profit ₹910.7 Cr, Up 60.9% YoY
Mahindra & Mahindra Financial Services Ltd reported revenue from operations of ₹5,936 Cr (+18.1% YoY) and net profit of ₹910.7 Cr (+60.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹910.7 Cr · +60.9% YoY