ALFA Finder| Revenue growth | 9.8% YoY |
|---|---|
| Margins | Net VNB margin expanded from 17.6% to 21.2%. |
| Demand visibility | Strong; leading 56.7% market share in NBP. |
| Management confidence | High |
Growth
FY26 Total Premium grew 9.8% YoY to ₹5,35,984 Cr. PAT surged from ₹48,151 Cr to ₹57,419 Cr.
Outlook
Targets include enhancing Non-Par share, maximizing investment yields, and executing the 'Bima Sakhi' women empowerment distribution scheme.
Risks
Potential impact from shifting economic assumptions and operating variance on IEV; competitive pressure from private insurers.
Last quarter's promises, checked
Delivered
- Target Net VNB margin expansion → delivered 21.2% from 17.6% (= BEAT)
- Ambition to cross ₹5,000 Cr premium in B&AC → delivered ₹5,076 Cr (= BEAT)
- Target to increase Non-Par share → delivered 35.11% of Individual APE (= BEAT)
Partly delivered
- Focus on increasing agency count → delivered 1.45M vs 1.48M YoY (= PARTIAL)
Missed
- Maintain market share → delivered 56.6% vs 57.05% YoY (= MISS)
Earnings Call filed with BSE, NSE: LICI. Summary written with AI assistance from the document.
Life Insurance Corporation of India: key numbers
- Share price
- ₹404.00
- Market cap
- ₹5,11,060 Cr
- Revenue (annual)
- ₹9,77,772 Cr
- Net profit (annual)
- ₹57,453 Cr
- P/E (TTM)
- 8.2×Sector 20.8×
- Promoter holding
- 90.00%-6.50% QoQ
- FII holding
- 1.55%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Life Insurance Corporation of India
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