| Revenue growth | 9.8% YoY in total premium income. |
|---|---|
| Margins | VNB margin improved 360bps to 21.2%. |
| Demand visibility | Strong growth in non-par and individual savings segments. |
| Management confidence | High; citing successful execution of 4-year post-listing strategy. |
Growth
Total premium income grew 9.8% to ₹5,35,984 crore; VNB increased from ₹10,011 crore to ₹14,179 crore.
Outlook
Focus on increasing ticket sizes, non-par product mix consolidation at 35%, and 'Insurance for All by 2047'.
Risks
Regulatory shifts toward risk-based capital (RBC) and equity market volatility impacting solvency and dividend payouts.
Earnings Call filed with BSE, NSE: LICI. Summary written with AI assistance from the document.
Life Insurance Corporation of India: key numbers
- Share price
- ₹409.05
- Market cap
- ₹5,17,448 Cr
- Revenue (annual)
- ₹9,77,772 Cr
- Net profit (annual)
- ₹57,453 Cr
- P/E (TTM)
- 8.6×Sector 22.0×
- Promoter holding
- 96.50%+0.00% QoQ
- FII holding
- 0.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Life Insurance Corporation of India
All →Life Insurance Corporation of India Management Change
Life Insurance Corporation of India announced the voluntary retirement of Shri Dinesh Pant as Managing Director. He ceased to be a Key Managerial Personnel on September 24, 2026.
Life Insurance Corporation of India Earnings Call Transcript: Key Takeaways
LIC reported Q1 FY27 PAT growth of 22.81% YoY and a significant VNB margin expansion to 22.9%. Management is pivoting toward high-margin non-par products and digital transformation via DIVE initiative.
Life Insurance Corporation of India Investor Presentation: Key Takeaways
LIC reported Q1 FY27 PAT of INR 13,492 Cr, up 22.81% YoY. Total Premium Income grew 6.75% to INR 1.27 Lakh Cr.
Life Insurance Corporation of India Q1 FY27 Results: Net Profit ₹13,584 Cr, Up 24.0% YoY
Life Insurance Corporation of India reported revenue from operations of ₹127,623 Cr (+6.7% YoY) and net profit of ₹13,584 Cr (+24.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹13,584 Cr · +24.0% YoY
Life Insurance Corporation of India Earnings Call: Key Takeaways
LIC reports FY26 PAT of ₹57,419 Cr with a shift toward high-margin Non-Participating products (60.8% of individual new business premium). Strategy focuses on digital transformation and agency-led distribution.
Life Insurance Corporation of India Earnings Call: Key Takeaways
LIC Corporate Presentation for FY26 reporting PAT of ₹57,419 Cr (+19.25% YoY) and AUM of ₹57.29 lakh Cr (+5.08%). Strategy focuses on increasing non-par product share.