| Revenue growth | 9.8% YoY growth in Total Premium Income. |
|---|---|
| Margins | Overall expense ratio improved to 11.91% from 12.42%. |
| Demand visibility | Strong, driven by extensive domestic distribution covering 92% of districts. |
| Management confidence | High, emphasizing unmatched scale and 3rd strongest global brand. |
Growth
Total Premium Income grew 9.8% to ₹5,35,984 Cr. Individual New Business Premium increased 8.29% to ₹67,676 Cr.
Outlook
Focus on building omni-channel distribution and expanding Bima Sakhi Yojana. Target remains increasing Non-Par product share (currently 60.83% of individual NBP).
Risks
Market share in premium dipped slightly to 56.66% (-0.39% absolute). Individual regular premium persistency ratios showed slight pressure.
Earnings Call filed with BSE, NSE: LICI. Summary written with AI assistance from the document.
Life Insurance Corporation of India: key numbers
- Share price
- ₹404.00
- Market cap
- ₹5,11,060 Cr
- Revenue (annual)
- ₹9,77,772 Cr
- Net profit (annual)
- ₹57,453 Cr
- P/E (TTM)
- 8.2×Sector 20.8×
- Promoter holding
- 90.00%-6.50% QoQ
- FII holding
- 1.55%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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