| Revenue growth | Total Premium grew 9.80% to ₹5.36L Cr. |
|---|---|
| Margins | VNB margin expanded significantly to 21.2%. |
| Demand visibility | Positive momentum in individual new business premium (+8.29%). |
| Management confidence | Strong confidence in non-par shift and agency force. |
Growth
Total premium grew 9.80% YoY; PAT increased 19.25% YoY; New Business Margin improved to 21.2% (up from 17.6%).
Outlook
Aims to increase non-par share (currently 35.11% of Individual APE); focused on digital transformation and agency productivity.
Risks
Market share in premiums saw a slight absolute decline of 0.39%; persistency ratios show mixed trends across different cohorts.
Earnings Call filed with BSE, NSE: LICI. Summary written with AI assistance from the document.
Life Insurance Corporation of India: key numbers
- Share price
- ₹404.00
- Market cap
- ₹5,11,060 Cr
- Revenue (annual)
- ₹9,77,772 Cr
- Net profit (annual)
- ₹57,453 Cr
- P/E (TTM)
- 8.2×Sector 20.8×
- Promoter holding
- 90.00%-6.50% QoQ
- FII holding
- 1.55%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Life Insurance Corporation of India
All →Life Insurance Corporation of India Results Correction
LIC corrected a unit error in its November 5, 2026 results press release, changing AUM from Rs 59,60,941 lakh crore to crore. The results themselves are unchanged.
Life Insurance Corporation of India Investor Presentation: Key Takeaways
H1 FY27: PAT INR 25,568 Cr (+21.5%), Net VNB INR 6,846 Cr (+34%), VNB margin 22.3% (+4.7ppt). IEV INR 7,97,378 Cr, down YoY from 8,13,230 Cr.
Life Insurance Corporation of India Q2 FY27 Results: Net Profit ₹12,115 Cr, Up 20.0% YoY
Life Insurance Corporation of India reported revenue from operations of ₹263,073 Cr (+9.5% YoY) and net profit of ₹12,115 Cr (+20.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹12,115 Cr · +20.0% YoY
Life Insurance Corporation of India Management Change
LIC announced superannuation of four Senior Management Personnel w.e.f. October 31, 2026. All four Executive Directors and one Zonal Manager will be relieved by close of office on October 30, 2026.
Life Insurance Corporation of India Other Announcement
This is a quarterly shareholding pattern filing for Life Insurance Corporation of India for the period ended September 30, 2026.
Life Insurance Corporation of India Board Meeting Date
LIC intimated that its Board is scheduled for 05 Nov 2026 to approve Q2 and half-year financial results. Trading window for insiders is closed from 01 Oct 2026 until 48 hours post-meeting.