ALFA Finder| Management target | Revenue 30.0% |
|---|
| Margins | NIM expanded to 11.36% from 10.43% YoY. |
|---|---|
| Order book | AUM reached ₹1,721.74 Cr, up 27.91% YoY. |
| Demand visibility | Strong focus on Tier II/III underbanked rural and semi-urban borrowers. |
Growth
Q1FY27 Revenue grew 34% YoY to ₹93.92 Cr; PAT increased 70.23% YoY to ₹16.43 Cr.
Outlook
Targeting ~30% AUM CAGR with a medium-term ROA target of 3.50%-3.75% and ROE of 13.5%-14.0%.
Risks
Asset quality shows GNPA at 2.08% and NNPA at 0.93% following historical default volatility.
Last quarter's promises, checked
Delivered
- AUM growth 30-35% → delivered 27.91% (= PARTIAL)
- PAT growth 40-45% → delivered 70.23% (= BEAT)
- NIM expansion → delivered 11.36% vs 11.26% (= BEAT)
Partly delivered
- ROE target 15%+ → delivered 13.5-14.0% guidance (= PARTIAL)
Missed
- AUM growth target 30-35% → delivered 27.91% (= MISS)
Investor Presentation filed with NSE, NSE: LAXMIINDIA. Summary written with AI assistance from the document.
Laxmi India Finance Ltd: key numbers
- Share price
- ₹106.13
- Market cap
- ₹556.0 Cr
- Revenue (annual)
- ₹317.0 Cr
- Net profit (annual)
- ₹49.76 Cr
- P/E (TTM)
- 9.8×Sector 20.8×
- Promoter holding
- 60.17%+0.00% QoQ
- FII holding
- 1.60%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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