ALFA Finder| Revenue growth | NII grew 32% YoY and 5% QoQ. |
|---|---|
| Margins | NIM at 4.26%; guidance remains 3.7%-3.8% for full year. |
| Demand visibility | Sustained demand in commercial and RAM segments. |
| Management confidence | High; confident in maintaining asset quality and growth parity. |
Growth
Net Interest Income grew 32% YoY; Total business reached INR 2,27,267 crore, up 16% YoY.
Outlook
Guided credit growth at 1-2% above industry levels; FY27 NIM target maintained at 3.7%-3.8%.
Risks
Potential NIM compression from deposit repricing and competition; impact of El Nino on gold loan growth.
Last quarter's promises, checked
Delivered
- Guided FY26 NIM 3.9-3.95% → delivered 3.97% (= BEAT)
- Guided Credit Growth 2% above industry → delivered 18% (= BEAT)
- Guided ROA 1.7-1.8% → delivered 1.93% (= BEAT)
Partly delivered
- Guided branch expansion 50 units → 38 regular/7 lite/5 pending (= PARTIAL)
Earnings Call Transcript filed with NSE, NSE: KARURVYSYA. Summary written with AI assistance from the document.
Karur Vysya Bank Ltd: key numbers
- Share price
- ₹387.15
- Market cap
- ₹37,425 Cr
- Revenue (annual)
- ₹11,074 Cr
- Net profit (annual)
- ₹2,510 Cr
- P/E (TTM)
- 12.7×Sector 20.8×
- Promoter holding
- 1.95%-0.12% QoQ
- FII holding
- 18.10%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Karur Vysya Bank Ltd
All →Karur Vysya Bank Promoter Selling: ₹0.05 Cr
Promoter group member M V Usha sold 1,500 shares via market sale on 29 October 2026 worth Rs.5.35 lakh. Her stake stayed near 0.03%.
- Value
- ₹0.05 Cr
Karur Vysya Bank Capacity Expansion
Karur Vysya Bank will inaugurate eight new branches on October 30, 2026, across several states. No financial amount is disclosed, so the filing reports branch expansion only.
- new branches
- 8.0 branches
Karur Vysya Bank Promoter Buying (Off-Market)
Karur Vysya Bank promoters executed an inter-se transfer of 3,00,000 shares within the promoter group on 23 October 2026. Net promoter group holding is unchanged, and no consideration was disclosed.
- Promoter stake change
- +0.02%
Karur Vysya Bank Promoter Selling: ₹0.93 Cr
Promoter A J Suriyanarayana sold 25,000 Karur Vysya Bank shares on the market on 19 October 2026. The trade was valued at Rs.0.93 Crore.
- Value
- ₹0.93 Cr
Karur Vysya Bank Promoter Selling: ₹0.23 Cr
Promoters and promoter group members of Karur Vysya Bank sold a total of 6,000 equity shares through open market transactions.
- Value
- ₹0.23 Cr
Karur Vysya Bank Promoter Selling: ₹0.07 Cr
Promoter and Promoter Group members sold 2,000 equity shares of Karur Vysya Bank Ltd in the open market.
- Value
- ₹0.07 Cr