ALFA Finder| Margins | NIM improved to 4.26% from 3.86% YoY. |
|---|---|
| Order book | Gross Advances at ₹1,04,680 Cr; RAM verticals at 86%. |
| Demand visibility | Strong granular deposit and credit growth momentum. |
Growth
Net Profit grew 45% YoY to ₹756 Cr; Net Interest Income rose 32% YoY to ₹1,423 Cr. Advances increased 17% YoY.
Outlook
Strong capital position with CRAR at 18.61% supports further balance sheet expansion and RAM-led credit growth.
Risks
Operating profit declined 12% QoQ; Return on Equity (ROE) dipped slightly from 20.55% to 20.24% QoQ.
Last quarter's promises, checked
Delivered
- Guided NIM 3.9% to 3.95% → delivered 3.97% (= BEAT)
- Guided ROA 1.7% to 1.8% → delivered 1.93% (= BEAT)
- Guided Credit Growth 1% to 2% over industry (approx 18%) → delivered 17% (= PARTIAL)
Partly delivered
- Guided Cost-to-Income below 50% → delivered 42% (= BEAT/PARTIAL)
Earnings Call filed with NSE, NSE: KARURVYSYA. Summary written with AI assistance from the document.
Karur Vysya Bank Ltd: key numbers
- Share price
- ₹387.15
- Market cap
- ₹37,425 Cr
- Revenue (annual)
- ₹11,074 Cr
- Net profit (annual)
- ₹2,510 Cr
- P/E (TTM)
- 12.7×Sector 20.8×
- Promoter holding
- 1.95%-0.12% QoQ
- FII holding
- 18.10%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Karur Vysya Bank Ltd
All →Karur Vysya Bank Promoter Selling: ₹0.05 Cr
Promoter group member M V Usha sold 1,500 shares via market sale on 29 October 2026 worth Rs.5.35 lakh. Her stake stayed near 0.03%.
- Value
- ₹0.05 Cr
Karur Vysya Bank Capacity Expansion
Karur Vysya Bank will inaugurate eight new branches on October 30, 2026, across several states. No financial amount is disclosed, so the filing reports branch expansion only.
- new branches
- 8.0 branches
Karur Vysya Bank Promoter Buying (Off-Market)
Karur Vysya Bank promoters executed an inter-se transfer of 3,00,000 shares within the promoter group on 23 October 2026. Net promoter group holding is unchanged, and no consideration was disclosed.
- Promoter stake change
- +0.02%
Karur Vysya Bank Promoter Selling: ₹0.93 Cr
Promoter A J Suriyanarayana sold 25,000 Karur Vysya Bank shares on the market on 19 October 2026. The trade was valued at Rs.0.93 Crore.
- Value
- ₹0.93 Cr
Karur Vysya Bank Promoter Selling: ₹0.23 Cr
Promoters and promoter group members of Karur Vysya Bank sold a total of 6,000 equity shares through open market transactions.
- Value
- ₹0.23 Cr
Karur Vysya Bank Promoter Selling: ₹0.07 Cr
Promoter and Promoter Group members sold 2,000 equity shares of Karur Vysya Bank Ltd in the open market.
- Value
- ₹0.07 Cr