ALFA Finder| Revenue growth | Total business grew 15% YoY; Advances grew 17% YoY. |
|---|---|
| Margins | FY26 NIM at 3.97%; FY27 guidance lowered to 3.7%-3.8%. |
| Demand visibility | Strong momentum in RAM segments; moderate outlook for corporate credit. |
| Management confidence | High confidence in asset quality and reaching ROA targets despite volatility. |
Growth
FY26 PAT grew 29% YoY; Total business reached ₹2,14,420 cr (+15% YoY). Advances and deposits grew 17% and 13% respectively.
Outlook
FY27 guidance: Credit growth 1%-2% above industry; NIM 3.7%-3.8%; ROA 1.7%-1.8%; planned expansion of 50 new branches.
Risks
Intense competition for deposits, potential margin pressure from high funding costs, and geopolitical uncertainties impacting specific commercial sectors.
Earnings Call filed with NSE, NSE: KARURVYSYA. Summary written with AI assistance from the document.
Karur Vysya Bank Ltd: key numbers
- Share price
- ₹387.15
- Market cap
- ₹37,425 Cr
- Revenue (annual)
- ₹11,074 Cr
- Net profit (annual)
- ₹2,510 Cr
- P/E (TTM)
- 12.7×Sector 20.8×
- Promoter holding
- 1.95%-0.12% QoQ
- FII holding
- 18.10%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Karur Vysya Bank Ltd
All →Karur Vysya Bank Promoter Selling: ₹0.05 Cr
Promoter group member M V Usha sold 1,500 shares via market sale on 29 October 2026 worth Rs.5.35 lakh. Her stake stayed near 0.03%.
- Value
- ₹0.05 Cr
Karur Vysya Bank Capacity Expansion
Karur Vysya Bank will inaugurate eight new branches on October 30, 2026, across several states. No financial amount is disclosed, so the filing reports branch expansion only.
- new branches
- 8.0 branches
Karur Vysya Bank Promoter Buying (Off-Market)
Karur Vysya Bank promoters executed an inter-se transfer of 3,00,000 shares within the promoter group on 23 October 2026. Net promoter group holding is unchanged, and no consideration was disclosed.
- Promoter stake change
- +0.02%
Karur Vysya Bank Promoter Selling: ₹0.93 Cr
Promoter A J Suriyanarayana sold 25,000 Karur Vysya Bank shares on the market on 19 October 2026. The trade was valued at Rs.0.93 Crore.
- Value
- ₹0.93 Cr
Karur Vysya Bank Promoter Selling: ₹0.23 Cr
Promoters and promoter group members of Karur Vysya Bank sold a total of 6,000 equity shares through open market transactions.
- Value
- ₹0.23 Cr
Karur Vysya Bank Promoter Selling: ₹0.07 Cr
Promoter and Promoter Group members sold 2,000 equity shares of Karur Vysya Bank Ltd in the open market.
- Value
- ₹0.07 Cr