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Earnings Call

Karur Vysya Bank Earnings Call: Key Takeaways

Karur Vysya Bank delivered strong Q4 FY26 results with PAT growing 41% YoY to ₹725 Cr. Focus remains on RAM-led growth and maintained asset quality.

Why this was an Alfa AlertNot a filter event. Results are strong but no explicit management guidance range was provided to determine a 5% beat.
Highlights
Revenue growthNII grew 25% YoY in Q4 to ₹1,359 Cr.
MarginsNIM improved to 4.25% in Q4 from 3.99% QoQ.
Demand visibilityStrong RAM vertical growth at 18% YoY.

Growth

FY26 Net Profit rose 29% to ₹2,510 Cr; Gross Advances up 17% YoY; Deposits grew 13% YoY.

Outlook

Continuing RAM-led strategy; maintained comfortable capital position with 18.76% CRAR to support future credit expansion.

Risks

Slight QoQ increase in GNPA (71 bps to 75 bps); yield on advances compression YoY.

Source

Earnings Call filed with BSE, NSE: KARURVYSYA. Summary written with AI assistance from the document.

Read the document ↗

Karur Vysya Bank Ltd: key numbers

Share price
₹327.95
Market cap
₹31,703 Cr
Revenue (annual)
₹11,074 Cr
Net profit (annual)
₹2,510 Cr
P/E (TTM)
11.6×Sector 22.0×
Promoter holding
2.07%+0.00% QoQ
FII holding
17.92%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Karur Vysya Bank Ltd

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17:28 IST BSE
Promoter Buying (Off-Market)

Karur Vysya Bank Promoter Buying (Off-Market)

Promoter group member M S Jeevarekha acquired 66,000 shares (0.01% stake) of Karur Vysya Bank via transmission/inheritance from the late Shri M.K. Srinivasan.

Promoter stake change
+0.01%
12:10 IST NSE
Credit Rating

Karur Vysya Bank Credit Rating

ICRA has reaffirmed the [ICRA]A1+ credit rating for Karur Vysya Bank's Rs. 12,000 Crore Certificate of Deposit programme. This rating reflects the bank's strong liquidity profile.

Value
₹12,000 Cr
18:43 IST BSE
Share Pledge

Karur Vysya Bank Share Pledge

Promoter group member M S Jeevarekha created a pledge on 40,000 shares of Karur Vysya Bank Ltd. This transaction is disclosed under PIT regulations.

15:12 IST NSE
Adverse Business Impact

Karur Vysya Bank Adverse Business Impact

The United Forum of Bank Unions has called for a strike from September 28 to 30, 2026. Karur Vysya Bank expects potential disruptions to normal branch operations.

17:59 IST NSE
Board Meeting Date

Karur Vysya Bank Board Meeting Date

Karur Vysya Bank Limited has scheduled a board meeting for October 15, 2026, to consider and approve the unaudited standalone financial results for the half-year period.

19:09 IST NSE
Capacity Expansion

Karur Vysya Bank Capacity Expansion

Karur Vysya Bank is inaugurating 2 new branches in Coimbatore and Perambalur on 23rd September 2026. This expansion enhances the bank's operational footprint.

new branches
2.0 branches